Las Cruces, NM vs College Station, TX: Cost of Living

Which city costs less?

College Station, TX has a modeled overall cost index 3.1% higher than Las Cruces, NM.

Las Cruces, NM · modeled 2BR rent
$1,090 / month
College Station, TX · modeled 2BR rent
$1,250 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Las Cruces, NM and College Station, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $233/month in College Station, TX

$150,000 in your current city has a modeled equivalent of $152,797 in College Station, TX

Regional cost estimates: Las Cruces, NM uses El Paso, TX. College Station, TX uses Houston, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 3.1%
More expensive
Monthly Impact
$233
Extra cost
Annual Impact
$2.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Las Cruces, NM

Population:115K
Cost Index:
85.9
100 = national average
Typical Home:$279K

College Station, TX

Population:125K
Cost Index:
88.6
100 = national average
Typical Home:$319K

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Las Cruces, NM

The Land of Enchantment

115K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 115K residents.

College Station, TX

The Lone Star State

125K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 125K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Las Cruces, NM vs College Station, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↑ 9.6%
Las Cruces, NM
$1,400
College Station, TX
$1,535
Difference
$135
more
Groceries
↓ 5.9%
Las Cruces, NM
$1,071
College Station, TX
$1,007
Difference
$63.50
less
All Utilities
↑ 10.1%
Las Cruces, NM
$554
College Station, TX
$611
Difference
$56.20
more
Healthcare
↑ 8.6%
Las Cruces, NM
$572
College Station, TX
$621
Difference
$49.01
more
Housing
↑ 1.6%
Las Cruces, NM
$2,055
College Station, TX
$2,088
Difference
$32.89
more
Other
↑ 1.3%
Las Cruces, NM
$1,848
College Station, TX
$1,872
Difference
$23.99
more

🏠Rent Comparison

Studio
From$780
To$1,080
↑ $300
1 Bed
From$990
To$1,140
↑ $150
2 Bed
From$1,090
To$1,250
↑ $160
3 Bed
From$1,520
To$1,740
↑ $220
Las Cruces, NMZIP-level data

1BR range: $950–$1,260/mo

College Station, TXZIP-level data

1BR range: $1,090–$1,190/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Las Cruces, NM
$7,733
Monthly in College Station, TX
$233
Difference

Home Values

Las Cruces
College Station
$279K
Median Value
$319K
↓ -0.9%
YoY Change
↑ +0.8%
↑ +42%
5-Year Change
↑ +28.6%
$203K - $351K
Price Range
$281K - $358K

Homes in College Station are 14% more expensive than Las Cruces

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$589
More take-home
Effective Rate Diff
4.7%
Rate difference

Las Cruces, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

College Station, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Las Cruces, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

College Station, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Las Cruces
College Station
67 Moderate
Air Quality
61 Moderate
22.1%
Good Air Days
13.7%
95 High
Climate Risk
100 Very High
🌊🌡☀
Top Hazards
🌊🌅🌀
▲+2.7°F
2050 Outlook
▲+2.2°F
97 days
Heat Days >95°F
64 days
▲+2.7°F
2050 Outlook
▲+2.2°F
97 days
Heat Days >95°F
64 days

Before moving from Las Cruces, NM to College Station, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in College Station, TX for the same bedroom count and included utilities as your home in Las Cruces, NM. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Las Cruces to College Station moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to College Station, TX by cost, housing, population and region.

Frequently Asked Questions: Las Cruces, NM vs College Station, TX

How do the cost estimates for Las Cruces, NM and College Station, TX compare?

College Station, TX has a modeled overall cost index 3.1% higher than Las Cruces, NM. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Las Cruces, NM, the model estimates $152,797 in College Station, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Las Cruces, NM and College Station, TX?

The modeled two-bedroom rents are $1,090/month in Las Cruces, NM and $1,250/month in College Station, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Mexico and Texas on TaxTakeHome.com

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