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Cost of Living Comparison 2026

๐Ÿ“ Lathrop, CA โ€” ZIP-level rent data ยท COL adjusted from Stockton, CA area

$

Numbers update automatically as you type

You'd save $1.4K/month moving to Kansas City, MO

$150.0K in your current city equals $133.7K in Kansas City, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 18.1%
Less expensive
Monthly Impact
$1,357
Savings
Annual Impact
$16.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lathrop, CA

Population:40K
Cost Index:100
Median Home:$637K

Kansas City, MO

Population:508K
Cost Index:82
Median Home:$257K

Lathrop, CA

The Golden State

40K
Population
State Tax
Yes

Located in California, this city has a population of 40K residents.

Kansas City, MO

The Show-Me State

508K
Population
State Tax
Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Lathrop, CA vs Kansas City, MO

๐Ÿ Housing
โ†“ 30.2%
Lathrop, CA
$3,017
Kansas City, MO
$2,105
Difference
$912
less
๐Ÿš—Transportation
โ†“ 13.7%
Lathrop, CA
$1,410
Kansas City, MO
$1,216
Difference
$194
less
๐ŸฅHealthcare
โ†‘ 23.8%
Lathrop, CA
$491
Kansas City, MO
$607
Difference
$117
more
๐Ÿ›’Groceries
โ†“ 10.8%
Lathrop, CA
$1,065
Kansas City, MO
$949
Difference
$115
less
๐Ÿ“ฆOther
โ†“ 4.3%
Lathrop, CA
$1,679
Kansas City, MO
$1,607
Difference
$72.31
less
โšกAll Utilities
โ†‘ 3.4%
Lathrop, CA
$518
Kansas City, MO
$535
Difference
$17.41
more

๐Ÿ›๏ธ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Lathrop, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,413
To$1,180
โ†“ $233
1 Bed
From$1,535
To$1,280
โ†“ $255
2 Bed
From$1,917
To$1,460
โ†“ $457
3 Bed
From$2,664
To$1,900
โ†“ $764
Lathrop, CAZIP-level data

1BR range: $1,890โ€“$1,890/mo

Kansas City, MOZIP-level data

1BR range: $900โ€“$1,800/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,179
Monthly in Lathrop, CA
$7,020
Monthly in Kansas City, MO
$1,159
Difference

Home Values

Lathrop
Kansas City
$637K
Median Value
$257K
โ†“ -4.6%
YoY Change
โ†‘ +0.6%
โ†‘ +25.9%
5-Year Change
โ†‘ +32.2%
$637K
Price Range
$80K - $587K

Homes in Kansas City are 60% less expensive than Lathrop

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.7K
Per year
Monthly Difference
$225
More take-home
Effective Rate Diff
1.8%
Rate difference

Lathrop, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Kansas City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Lathrop, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lathrop
Kansas City
51 Moderate
Air Quality
46 Good
48.6%
Good Air Days
59.3%
99 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒกโ˜€
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.4ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
63 days
Heat Days >95ยฐF
44 days
โ–ฒ+2.4ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
63 days
Heat Days >95ยฐF
44 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Missouri on TaxTakeHome.com

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