Lathrop, CA vs Palm Springs, CA: Cost of Living

Which city costs less?

Palm Springs, CA has a modeled overall cost index 4.1% lower than Lathrop, CA.

Lathrop, CA · modeled 2BR rent: $2,360 / month
Palm Springs, CA · modeled 2BR rent: $2,240 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lathrop, CA and Palm Springs, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Lathrop, CA

Numbers update automatically as you type

Estimated extra cost: $253/month in Palm Springs, CA

$150,000 in your current city has a modeled equivalent of $153,034 in Palm Springs, CA

Regional cost estimates: Lathrop, CA uses Stockton, CA. Palm Springs, CA uses San Bernardino, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 4.1%

Less expensive

Monthly Impact

$253

Extra cost

Annual Impact

$3.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lathrop, CA

Population:40K

Cost Index:

109.9

100 = national average

Typical Home:$637K

Palm Springs, CA

Population:45K

Cost Index:

105.4

100 = national average

Typical Home:$613K

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Lathrop, CA

The Golden State

40K

Population

State Tax

Yes

Located in California, this city has a population of 40K residents.

Palm Springs, CA

The Golden State

45K

Population

State Tax

Yes

Located in California, this city has a population of 45K residents.

Cost Breakdown by Category

Estimated monthly spending: Lathrop, CA vs Palm Springs, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Lathrop, CA	Palm Springs, CA	Difference	Change
Transportation	$1,293/mo	$1,932/mo	↑ $639more	49.4%
Housing	$2,766/mo	$2,407/mo	↓ $359less	13.0%
Other	$1,540/mo	$1,468/mo	↓ $71.76less	4.7%
Healthcare	$450/mo	$500/mo	↑ $49.71more	11.1%
Groceries	$976/mo	$941/mo	↓ $34.82less	3.6%
All Utilities	$475/mo	$505/mo	↑ $29.83more	6.3%

Transportation

↑ 49.4%

Lathrop, CA

$1,293

Palm Springs, CA

$1,932

Difference

$639

Housing

↓ 13.0%

Lathrop, CA

$2,766

Palm Springs, CA

$2,407

Difference

$359

less

Other

↓ 4.7%

Lathrop, CA

$1,540

Palm Springs, CA

$1,468

Difference

$71.76

less

Healthcare

↑ 11.1%

Lathrop, CA

$450

Palm Springs, CA

$500

Difference

$49.71

Groceries

↓ 3.6%

Lathrop, CA

$976

Palm Springs, CA

$941

Difference

$34.82

less

All Utilities

↑ 6.3%

Lathrop, CA

$475

Palm Springs, CA

$505

Difference

$29.83

🏠Rent Comparison

Studio

From$1,740

To$1,725

↓ $15.00

1 Bed

From$1,890

To$1,810

↓ $80.00

2 Bed

From$2,360

To$2,240

↓ $120

3 Bed

From$3,280

To$2,965

↓ $315

Lathrop, CAZIP-level data

1BR range: $1,890–$1,890/mo

Palm Springs, CAZIP-level data

1BR range: $1,730–$1,890/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Lathrop, CA

$7,753

Monthly in Palm Springs, CA

$253

Difference

Home Values

Lathrop

Palm Springs

$637K

Median Value

$613K

↓ -4.6%

YoY Change

↓ -3.8%

↑ +25.9%

5-Year Change

↑ +33%

$637K

Price Range

$588K - $638K

Homes in Palm Springs are 4% less expensive than Lathrop

Calculate payment - Lathrop Calculate payment - Palm Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Lathrop, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Palm Springs, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Lathrop, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Palm Springs, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lathrop

Palm Springs

51 Moderate

Air Quality

87 Moderate

48.6%

Good Air Days

10.9%

99 High

Climate Risk

100 Very High

🌊🌡☀

Top Hazards

🔥🌊🌡

▲+2.4°F

2050 Outlook

▲+3.0°F

63 days

Heat Days >95°F

100 days

▲+2.4°F

2050 Outlook

▲+3.0°F

63 days

Heat Days >95°F

100 days

Before moving from Lathrop, CA to Palm Springs, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Palm Springs, CA for the same bedroom count and included utilities as your home in Lathrop, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lathrop to Palm Springs moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Palm Springs, CA by cost, housing, population and region.

Frequently Asked Questions: Lathrop, CA vs Palm Springs, CA

How do the cost estimates for Lathrop, CA and Palm Springs, CA compare?

Palm Springs, CA has a modeled overall cost index 4.1% lower than Lathrop, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lathrop, CA, the model estimates $153,034 in Palm Springs, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lathrop, CA and Palm Springs, CA?

The modeled two-bedroom rents are $2,360/month in Lathrop, CA and $2,240/month in Palm Springs, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.