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Cost of Living Comparison 2026

๐Ÿ“ Little Rock, AR โ€” ZIP-level rent data ยท COL adjusted from Memphis, TN area

$

Numbers update automatically as you type

You'd spend $714/month more in Charlotte, NC

$150.0K in your current city equals $158.6K in Charlotte, NC

Rent data from HUD ZIP-level estimates ยท COL index from Little Rock-North Little Rock-Conway, AR area
Overall Cost
โ†‘ 9.5%
More expensive
Monthly Impact
$714
Extra cost
Annual Impact
$8.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Little Rock, AR

Population:204K
Cost Index:100
Median Home:$261K

Charlotte, NC

Population:875K
Cost Index:110
Median Home:$399K

Little Rock, AR

The Natural State

204K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 204K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor banking center
  • โ€ขNASCAR headquarters
  • โ€ขQueen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Little Rock, AR vs Charlotte, NC

๐Ÿ Housing
โ†‘ 29.9%
Little Rock, AR
$1,900
Charlotte, NC
$2,469
Difference
$569
more
๐ŸฅHealthcare
โ†‘ 19.4%
Little Rock, AR
$534
Charlotte, NC
$638
Difference
$104
more
๐Ÿš—Transportation
โ†“ 6.1%
Little Rock, AR
$1,280
Charlotte, NC
$1,202
Difference
$78.06
less
๐Ÿ›’Groceries
โ†‘ 3.8%
Little Rock, AR
$953
Charlotte, NC
$989
Difference
$36.05
more
โšกAll Utilities
โ†“ 3.5%
Little Rock, AR
$538
Charlotte, NC
$519
Difference
$18.78
less
๐Ÿ“ฆOther
โ†“ 1.0%
Little Rock, AR
$1,724
Charlotte, NC
$1,707
Difference
$16.46
less

๐Ÿ Rent Comparison

Studio
From$1,050
To$1,630
โ†‘ $580
1 Bed
From$1,061
To$1,710
โ†‘ $649
2 Bed
From$1,226
To$1,870
โ†‘ $644
3 Bed
From$1,648
To$2,300
โ†‘ $652
Little Rock, ARZIP-level data

1BR range: $890โ€“$1,280/mo

Charlotte, NCZIP-level data

1BR range: $1,340โ€“$2,310/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,930
Monthly in Little Rock, AR
$7,525
Monthly in Charlotte, NC
$595
Difference

Home Values

Little Rock
Charlotte
$261K
Median Value
$399K
โ†‘ +1.4%
YoY Change
โ†“ -1.1%
โ†‘ +27.2%
5-Year Change
โ†‘ +40.8%
$109K - $468K
Price Range
$293K - $1.57M

Homes in Charlotte are 53% more expensive than Little Rock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $1.9K
Per year
Monthly Difference
$158
More take-home
Effective Rate Diff
1.3%
Rate difference

Little Rock, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Little Rock, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Little Rock
Charlotte
55 Moderate
Air Quality
51 Moderate
34.4%
Good Air Days
46.2%
99 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
54 days
Heat Days >95ยฐF
36 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
54 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Arkansas and North Carolina on TaxTakeHome.com

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