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Cost of Living Comparison 2026

๐Ÿ“ Little Rock, AR โ€” ZIP-level rent data ยท COL adjusted from Memphis, TN area

$

Numbers update automatically as you type

You'd save $133/month moving to Indianapolis, IN

$150.0K in your current city equals $148.4K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from Little Rock-North Little Rock-Conway, AR area
Overall Cost
โ†“ 1.8%
Less expensive
Monthly Impact
$133
Savings
Annual Impact
$1.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Little Rock, AR

Population:204K
Cost Index:100
Median Home:$261K

Indianapolis, IN

Population:888K
Cost Index:98
Median Home:$176K

Little Rock, AR

The Natural State

204K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 204K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Little Rock, AR vs Indianapolis, IN

๐Ÿ“ฆOther
โ†“ 7.8%
Little Rock, AR
$1,724
Indianapolis, IN
$1,590
Difference
$134
less
๐Ÿš—Transportation
โ†“ 7.2%
Little Rock, AR
$1,280
Indianapolis, IN
$1,188
Difference
$91.72
less
๐Ÿ Housing
โ†‘ 2.6%
Little Rock, AR
$1,900
Indianapolis, IN
$1,949
Difference
$48.90
more
๐ŸฅHealthcare
โ†‘ 9.0%
Little Rock, AR
$534
Indianapolis, IN
$582
Difference
$47.96
more
โšกAll Utilities
โ†“ 6.5%
Little Rock, AR
$538
Indianapolis, IN
$503
Difference
$35.17
less
๐Ÿ›’Groceries
โ†“ 3.6%
Little Rock, AR
$953
Indianapolis, IN
$919
Difference
$33.89
less

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Little Rock, AR has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,050
To$1,030
โ†“ $20.00
1 Bed
From$1,061
To$1,170
โ†‘ $109
2 Bed
From$1,226
To$1,360
โ†‘ $134
3 Bed
From$1,648
To$1,760
โ†‘ $112
Little Rock, ARZIP-level data

1BR range: $890โ€“$1,280/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,930
Monthly in Little Rock, AR
$6,732
Monthly in Indianapolis, IN
$198
Difference

Home Values

Little Rock
Indianapolis
$261K
Median Value
$176K
โ†‘ +1.4%
YoY Change
โ†“ -1.1%
โ†‘ +27.2%
5-Year Change
โ†‘ +26.9%
$109K - $468K
Price Range
$109K - $340K

Homes in Indianapolis are 33% less expensive than Little Rock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.2K
Per year
Monthly Difference
$348
More take-home
Effective Rate Diff
2.8%
Rate difference

Little Rock, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Little Rock, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Little Rock
Indianapolis
55 Moderate
Air Quality
54 Moderate
34.4%
Good Air Days
36.6%
99 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
54 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
54 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Arkansas and Indiana on TaxTakeHome.com

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