Is Columbus, OH cheaper than Lodi, NJ?

Based on cost of living data, Columbus, OH is 24.0% cheaper than Lodi, NJ. This translates to saving $1800 per month.

What salary do I need in Columbus, OH to live like I do in Lodi, NJ?

If you earn $150,000 in Lodi, NJ, you'd need approximately $128,404.551 in Columbus, OH to maintain the same standard of living.

How does housing cost compare between Lodi, NJ and Columbus, OH?

Housing in Columbus, OH is 35.2% cheaper than in Lodi, NJ. For a two-bedroom apartment, rent is $1,315/month in Columbus, OH compared to $1,771/month in Lodi, NJ.

How much can I save per month by moving from Lodi, NJ to Columbus, OH?

Moving from Lodi, NJ to Columbus, OH could save you approximately $1800 per month, or $21595 per year, based on a $150,000 salary.

Lodi, NJ vs Columbus, OH: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lodi, NJ — ZIP-level rent data · COL adjusted from Jersey City, NJ area

Current salary in Lodi, NJ

Numbers update automatically as you type

You'd save $1.8K/month moving to Columbus, OH

$150.0K in your current city equals $128.4K in Columbus, OH

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 24.0%

Less expensive

Monthly Impact

$1,800

Savings

Annual Impact

$21.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lodi, NJ

Population:26K

Cost Index:100

Median Home:$605K

Columbus, OH

Population:906K

Cost Index:76

Median Home:$263K

Lodi, NJ

The Garden State

26K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 26K residents.

Columbus, OH

The Buckeye State

906K

Population

State Tax

Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: Lodi, NJ vs Columbus, OH

Category	Lodi, NJ	Columbus, OH	Difference	Change
🏠Housing	$3,168/mo	$2,053/mo	↓ $1,115less	35.2%
📦Other	$1,919/mo	$1,557/mo	↓ $362less	18.9%
🚗Transportation	$1,514/mo	$1,366/mo	↓ $148less	9.8%
⚡All Utilities	$580/mo	$464/mo	↓ $115less	19.9%
🛒Groceries	$1,070/mo	$969/mo	↓ $101less	9.4%
🏥Healthcare	$669/mo	$607/mo	↓ $62.18less	9.3%

🏠Housing

↓ 35.2%

Lodi, NJ

$3,168

Columbus, OH

$2,053

Difference

$1,115

less

📦Other

↓ 18.9%

Lodi, NJ

$1,919

Columbus, OH

$1,557

Difference

$362

less

🚗Transportation

↓ 9.8%

Lodi, NJ

$1,514

Columbus, OH

$1,366

Difference

$148

less

⚡All Utilities

↓ 19.9%

Lodi, NJ

$580

Columbus, OH

$464

Difference

$115

less

🛒Groceries

↓ 9.4%

Lodi, NJ

$1,070

Columbus, OH

$969

Difference

$101

less

🏥Healthcare

↓ 9.3%

Lodi, NJ

$669

Columbus, OH

$607

Difference

$62.18

less

🏛️ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

Lodi, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,353

To$1,020

↓ $333

1 Bed

From$1,546

To$1,100

↓ $446

2 Bed

From$1,771

To$1,315

↓ $456

3 Bed

From$2,158

To$1,575

↓ $583

Lodi, NJZIP-level data

1BR range: $1,920–$1,920/mo

Columbus, OHZIP-level data

1BR range: $870–$1,790/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,920

Monthly in Lodi, NJ

$7,017

Monthly in Columbus, OH

$1,903

Difference

Home Values

Lodi

Columbus

$605K

Median Value

$263K

↑ +4.6%

YoY Change

↓ -0.4%

↑ +37.6%

5-Year Change

↑ +28.8%

$605K

Price Range

$95K - $406K

Homes in Columbus are 57% less expensive than Lodi

Calculate payment - Lodi Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.0K

Per year

Monthly Difference

$250

More take-home

Effective Rate Diff

2.0%

Rate difference

Lodi, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Columbus, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Lodi, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Columbus, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.