Is Kansas City, MO cheaper than Lodi, NJ?

Based on cost of living data, Kansas City, MO is 24.0% cheaper than Lodi, NJ. This translates to saving $1800 per month.

What salary do I need in Kansas City, MO to live like I do in Lodi, NJ?

If you earn $150,000 in Lodi, NJ, you'd need approximately $128,404.551 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Lodi, NJ and Kansas City, MO?

Housing in Kansas City, MO is 33.6% cheaper than in Lodi, NJ. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,771/month in Lodi, NJ.

How much can I save per month by moving from Lodi, NJ to Kansas City, MO?

Moving from Lodi, NJ to Kansas City, MO could save you approximately $1800 per month, or $21595 per year, based on a $150,000 salary.

Lodi, NJ vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lodi, NJ — ZIP-level rent data · COL adjusted from Jersey City, NJ area

Current salary in Lodi, NJ

Numbers update automatically as you type

You'd save $1.8K/month moving to Kansas City, MO

$150.0K in your current city equals $128.4K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 24.0%

Less expensive

Monthly Impact

$1,800

Savings

Annual Impact

$21.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lodi, NJ

Population:26K

Cost Index:100

Median Home:$605K

Kansas City, MO

Population:508K

Cost Index:76

Median Home:$257K

Lodi, NJ

The Garden State

26K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 26K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Lodi, NJ vs Kansas City, MO

Category	Lodi, NJ	Kansas City, MO	Difference	Change
🏠Housing	$3,168/mo	$2,105/mo	↓ $1,063less	33.6%
📦Other	$1,919/mo	$1,607/mo	↓ $312less	16.2%
🚗Transportation	$1,514/mo	$1,216/mo	↓ $298less	19.7%
🛒Groceries	$1,070/mo	$949/mo	↓ $121less	11.3%
🏥Healthcare	$669/mo	$607/mo	↓ $62.18less	9.3%
⚡All Utilities	$580/mo	$535/mo	↓ $44.20less	7.6%

🏠Housing

↓ 33.6%

Lodi, NJ

$3,168

Kansas City, MO

$2,105

Difference

$1,063

less

📦Other

↓ 16.2%

Lodi, NJ

$1,919

Kansas City, MO

$1,607

Difference

$312

less

🚗Transportation

↓ 19.7%

Lodi, NJ

$1,514

Kansas City, MO

$1,216

Difference

$298

less

🛒Groceries

↓ 11.3%

Lodi, NJ

$1,070

Kansas City, MO

$949

Difference

$121

less

🏥Healthcare

↓ 9.3%

Lodi, NJ

$669

Kansas City, MO

$607

Difference

$62.18

less

⚡All Utilities

↓ 7.6%

Lodi, NJ

$580

Kansas City, MO

$535

Difference

$44.20

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Lodi, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,353

To$1,180

↓ $173

1 Bed

From$1,546

To$1,280

↓ $266

2 Bed

From$1,771

To$1,460

↓ $311

3 Bed

From$2,158

To$1,900

↓ $258

Lodi, NJZIP-level data

1BR range: $1,920–$1,920/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,920

Monthly in Lodi, NJ

$7,020

Monthly in Kansas City, MO

$1,900

Difference

Home Values

Lodi

Kansas City

$605K

Median Value

$257K

↑ +4.6%

YoY Change

↑ +0.6%

↑ +37.6%

5-Year Change

↑ +32.2%

$605K

Price Range

$80K - $587K

Homes in Kansas City are 58% less expensive than Lodi

Calculate payment - Lodi Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $499

More taxes

Monthly Difference

$41.54

Less take-home

Effective Rate Diff

0.3%

Rate difference

Lodi, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Lodi, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.