Is Nashville, TN cheaper than Lodi, NJ?

Based on cost of living data, Nashville, TN is 13.0% cheaper than Lodi, NJ. This translates to saving $976 per month.

What salary do I need in Nashville, TN to live like I do in Lodi, NJ?

If you earn $150,000 in Lodi, NJ, you'd need approximately $138,285.208 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Lodi, NJ and Nashville, TN?

Housing in Nashville, TN is 16.3% cheaper than in Lodi, NJ. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,771/month in Lodi, NJ.

How much can I save per month by moving from Lodi, NJ to Nashville, TN?

Moving from Lodi, NJ to Nashville, TN could save you approximately $976 per month, or $11715 per year, based on a $150,000 salary.

Lodi, NJ vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lodi, NJ — ZIP-level rent data · COL adjusted from Jersey City, NJ area

Current salary in Lodi, NJ

Numbers update automatically as you type

You'd save $976/month moving to Nashville, TN

$150.0K in your current city equals $138.3K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 13.0%

Less expensive

Monthly Impact

$976

Savings

Annual Impact

$11.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lodi, NJ

Population:26K

Cost Index:100

Median Home:$605K

Nashville, TN

Population:689K

Cost Index:87

Median Home:$489K

Lodi, NJ

The Garden State

26K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 26K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Lodi, NJ vs Nashville, TN

Category	Lodi, NJ	Nashville, TN	Difference	Change
🏠Housing	$3,168/mo	$2,651/mo	↓ $518less	16.3%
🚗Transportation	$1,514/mo	$1,284/mo	↓ $230less	15.2%
🛒Groceries	$1,070/mo	$949/mo	↓ $121less	11.3%
🏥Healthcare	$669/mo	$607/mo	↓ $62.18less	9.3%
⚡All Utilities	$580/mo	$519/mo	↓ $60.59less	10.5%
📦Other	$1,919/mo	$1,942/mo	↑ $23.04more	1.2%

🏠Housing

↓ 16.3%

Lodi, NJ

$3,168

Nashville, TN

$2,651

Difference

$518

less

🚗Transportation

↓ 15.2%

Lodi, NJ

$1,514

Nashville, TN

$1,284

Difference

$230

less

🛒Groceries

↓ 11.3%

Lodi, NJ

$1,070

Nashville, TN

$949

Difference

$121

less

🏥Healthcare

↓ 9.3%

Lodi, NJ

$669

Nashville, TN

$607

Difference

$62.18

less

⚡All Utilities

↓ 10.5%

Lodi, NJ

$580

Nashville, TN

$519

Difference

$60.59

less

📦Other

↑ 1.2%

Lodi, NJ

$1,919

Nashville, TN

$1,942

Difference

$23.04

🏠Rent Comparison

Studio

From$1,353

To$1,600

↑ $247

1 Bed

From$1,546

To$1,680

↑ $134

2 Bed

From$1,771

To$1,840

↑ $69.00

3 Bed

From$2,158

To$2,350

↑ $192

Lodi, NJZIP-level data

1BR range: $1,920–$1,920/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,920

Monthly in Lodi, NJ

$7,952

Monthly in Nashville, TN

$968

Difference

Home Values

Lodi

Nashville

$605K

Median Value

$489K

↑ +4.6%

YoY Change

↓ -2.1%

↑ +37.6%

5-Year Change

↑ +32.1%

$605K

Price Range

$320K - $1.16M

Homes in Nashville are 19% less expensive than Lodi

Calculate payment - Lodi Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

Lodi, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Lodi, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.