Is Pittsburgh, PA cheaper than Lodi, NJ?

Based on cost of living data, Pittsburgh, PA is 24.8% cheaper than Lodi, NJ. This translates to saving $1863 per month.

What salary do I need in Pittsburgh, PA to live like I do in Lodi, NJ?

If you earn $150,000 in Lodi, NJ, you'd need approximately $127,644.5 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Lodi, NJ and Pittsburgh, PA?

Housing in Pittsburgh, PA is 38.5% cheaper than in Lodi, NJ. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $1,771/month in Lodi, NJ.

How much can I save per month by moving from Lodi, NJ to Pittsburgh, PA?

Moving from Lodi, NJ to Pittsburgh, PA could save you approximately $1863 per month, or $22355 per year, based on a $150,000 salary.

Lodi, NJ vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lodi, NJ — ZIP-level rent data · COL adjusted from Jersey City, NJ area

Current salary in Lodi, NJ

Numbers update automatically as you type

You'd save $1.9K/month moving to Pittsburgh, PA

$150.0K in your current city equals $127.6K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 24.8%

Less expensive

Monthly Impact

$1,863

Savings

Annual Impact

$22.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lodi, NJ

Population:26K

Cost Index:100

Median Home:$605K

Pittsburgh, PA

Population:303K

Cost Index:75

Lodi, NJ

The Garden State

26K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 26K residents.

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Lodi, NJ vs Pittsburgh, PA

Category	Lodi, NJ	Pittsburgh, PA	Difference	Change
🏠Housing	$3,168/mo	$1,949/mo	↓ $1,219less	38.5%
📦Other	$1,919/mo	$1,607/mo	↓ $312less	16.2%
🚗Transportation	$1,514/mo	$1,216/mo	↓ $298less	19.7%
🏥Healthcare	$669/mo	$527/mo	↓ $143less	21.3%
🛒Groceries	$1,070/mo	$989/mo	↓ $80.57less	7.5%
⚡All Utilities	$580/mo	$607/mo	↑ $26.83more	4.6%

🏠Housing

↓ 38.5%

Lodi, NJ

$3,168

Pittsburgh, PA

$1,949

Difference

$1,219

less

📦Other

↓ 16.2%

Lodi, NJ

$1,919

Pittsburgh, PA

$1,607

Difference

$312

less

🚗Transportation

↓ 19.7%

Lodi, NJ

$1,514

Pittsburgh, PA

$1,216

Difference

$298

less

🏥Healthcare

↓ 21.3%

Lodi, NJ

$669

Pittsburgh, PA

$527

Difference

$143

less

🛒Groceries

↓ 7.5%

Lodi, NJ

$1,070

Pittsburgh, PA

$989

Difference

$80.57

less

⚡All Utilities

↑ 4.6%

Lodi, NJ

$580

Pittsburgh, PA

$607

Difference

$26.83

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Lodi, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,353

To$750

↓ $603

1 Bed

From$1,546

To$850

↓ $696

2 Bed

From$1,771

To$1,050

↓ $721

3 Bed

From$2,158

To$1,400

↓ $758

Lodi, NJZIP-level data

1BR range: $1,920–$1,920/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,920

Monthly in Lodi, NJ

$6,894

Monthly in Pittsburgh, PA

$2,026

Difference

Home Values

Lodi

Pittsburgh

$605K

Median Value

↑ +4.6%

YoY Change

↑ +37.6%

5-Year Change

Calculate payment - Lodi

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.8K

Per year

Monthly Difference

$235

More take-home

Effective Rate Diff

1.9%

Rate difference

Lodi, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Lodi, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.