Is Phoenix, AZ cheaper than Loma Linda, CA?

Based on cost of living data, Phoenix, AZ is 0.3% more expensive than Loma Linda, CA. The two cities have very similar living costs.

What salary do I need in Phoenix, AZ to live like I do in Loma Linda, CA?

If you earn $150,000 in Loma Linda, CA, you'd need approximately $150,273.012 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Loma Linda, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 8.8% more expensive than in Loma Linda, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,846/month in Loma Linda, CA.

How much can I save per month by moving from Loma Linda, CA to Phoenix, AZ?

Loma Linda, CA and Phoenix, AZ have very similar costs of living, based on a $150,000 salary.

Loma Linda, CA vs Phoenix, AZ: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Loma Linda, CA — ZIP-level rent data · COL adjusted from San Bernardino, CA area

Current salary in Loma Linda, CA

Numbers update automatically as you type

You'd spend $22.75/month more in Phoenix, AZ

$150.0K in your current city equals $150.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↑ 0.3%

More expensive

Monthly Impact

$22.75

Extra cost

Annual Impact

$273

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Loma Linda, CA

Population:25K

Cost Index:100

Median Home:$631K

Phoenix, AZ

Population:1608K

Cost Index:100

Median Home:$414K

Loma Linda, CA

The Golden State

25K

Population

State Tax

Yes

Located in California, this city has a population of 25K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Loma Linda, CA vs Phoenix, AZ

Category	Loma Linda, CA	Phoenix, AZ	Difference	Change
🚗Transportation	$2,056/mo	$1,489/mo	↓ $567less	27.6%
🏠Housing	$2,562/mo	$2,788/mo	↑ $226more	8.8%
📦Other	$1,563/mo	$1,677/mo	↑ $114more	7.3%
🛒Groceries	$1,014/mo	$963/mo	↓ $51.05less	5.0%
🏥Healthcare	$538/mo	$589/mo	↑ $50.38more	9.4%
⚡All Utilities	$544/mo	$561/mo	↑ $17.18more	3.2%

🚗Transportation

↓ 27.6%

Loma Linda, CA

$2,056

Phoenix, AZ

$1,489

Difference

$567

less

🏠Housing

↑ 8.8%

Loma Linda, CA

$2,562

Phoenix, AZ

$2,788

Difference

$226

📦Other

↑ 7.3%

Loma Linda, CA

$1,563

Phoenix, AZ

$1,677

Difference

$114

🛒Groceries

↓ 5.0%

Loma Linda, CA

$1,014

Phoenix, AZ

$963

Difference

$51.05

less

🏥Healthcare

↑ 9.4%

Loma Linda, CA

$538

Phoenix, AZ

$589

Difference

$50.38

⚡All Utilities

↑ 3.2%

Loma Linda, CA

$544

Phoenix, AZ

$561

Difference

$17.18

🏠Rent Comparison

Studio

From$1,417

To$1,390

↓ $27.00

1 Bed

From$1,490

To$1,510

↑ $20.00

2 Bed

From$1,846

To$1,750

↓ $96.00

3 Bed

From$2,445

To$2,330

↓ $115

Loma Linda, CAZIP-level data

1BR range: $1,840–$1,840/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,278

Monthly in Loma Linda, CA

$8,068

Monthly in Phoenix, AZ

$210

Difference

Home Values

Loma Linda

Phoenix

$631K

Median Value

$414K

↓ -0.2%

YoY Change

↓ -3.1%

↑ +32.7%

5-Year Change

↑ +30.2%

$631K

Price Range

$274K - $957K

Homes in Phoenix are 34% less expensive than Loma Linda

Calculate payment - Loma Linda Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

Loma Linda, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Loma Linda, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.