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Cost of Living Comparison 2026

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You'd save $3.0K/month moving to Austin, TX

$150.0K in your current city equals $113.5K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
40.6%
Less expensive
Monthly Impact
$3,042
Savings
Annual Impact
$36.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Long Beach, CA

Population:467K
Cost Index:100
Median Home:$976K

Austin, TX

Population:979K
Cost Index:59
Median Home:$558K

Long Beach, CA

The Golden State

467K
Population
State Tax
Yes

Located in California, this city has a population of 467K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Long Beach, CA vs Austin, TX

🏠Housing
62.8%
Long Beach, CA
$7,749
Austin, TX
$2,885
Difference
$4,865
less
🚗Transportation
40.5%
Long Beach, CA
$2,158
Austin, TX
$1,284
Difference
$874
less
🛒Groceries
7.8%
Long Beach, CA
$1,040
Austin, TX
$959
Difference
$80.94
less
🏥Healthcare
6.3%
Long Beach, CA
$554
Austin, TX
$589
Difference
$34.70
more
All Utilities
2.9%
Long Beach, CA
$557
Austin, TX
$541
Difference
$16.39
less
📦Other
0.6%
Long Beach, CA
$1,731
Austin, TX
$1,741
Difference
$10.04
more

🏠Rent Comparison

Studio
From$2,070
To$1,585
$485
1 Bed
From$2,320
To$1,685
$635
2 Bed
From$2,895
To$1,995
$900
3 Bed
From$3,670
To$2,525
$1,145
Long Beach, CAZIP-level data

1BR range: $1,800$2,720/mo

Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,790
Monthly in Long Beach, CA
$7,998
Monthly in Austin, TX
$5,792
Difference

Home Values

Long Beach
Austin
$976K
Median Value
$558K
↑ +0.5%
YoY Change
↓ -5%
↑ +26.7%
5-Year Change
↑ +12.6%
$491K - $1.29M
Price Range
$272K - $1.26M

Homes in Austin are 43% less expensive than Long Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$10.6K
Per year
Monthly Difference
$886
More take-home
Effective Rate Diff
7.1%
Rate difference

Long Beach, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Long Beach, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Long Beach
Austin
80 Moderate
Air Quality
52 Moderate
10.4%
Good Air Days
42.6%
100 Very High
Climate Risk
98 High
🔥🌊🌅
Top Hazards
🌊🌡🌪
+2.3°F
2050 Outlook
+2.5°F
5 days
Heat Days >95°F
98 days
+2.3°F
2050 Outlook
+2.5°F
5 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between California and Texas on TaxTakeHome.com

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