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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $2.7K/month moving to Denver, CO

$150.0K in your current city equals $117.1K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
36.5%
Less expensive
Monthly Impact
$2,739
Savings
Annual Impact
$32.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Long Beach, CA

Population:467K
Cost Index:
100
100 = national average
Median Home:$976K

Denver, CO

Population:716K
Cost Index:
63
(37% below avg)
Median Home:$513K

Long Beach, CA

The Golden State

467K
Population
State Tax
Yes

Located in California, this city has a population of 467K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • Mile-high city (5,280 ft)
  • Outdoor recreation hub
  • Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Long Beach, CA vs Denver, CO

Housing
58.1%
Long Beach, CA
$7,749
Denver, CO
$3,248
Difference
$4,501
less
Transportation
32.3%
Long Beach, CA
$2,158
Denver, CO
$1,462
Difference
$697
less
Healthcare
14.1%
Long Beach, CA
$554
Denver, CO
$632
Difference
$78.07
more
Other
2.5%
Long Beach, CA
$1,731
Denver, CO
$1,774
Difference
$43.52
more
All Utilities
6.9%
Long Beach, CA
$557
Denver, CO
$519
Difference
$38.25
less
Groceries
1.1%
Long Beach, CA
$1,040
Denver, CO
$1,029
Difference
$10.99
less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Long Beach, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$2,070
To$1,720
$350
1 Bed
From$2,320
To$1,840
$480
2 Bed
From$2,895
To$2,190
$705
3 Bed
From$3,670
To$2,870
$800
Long Beach, CAZIP-level data

1BR range: $1,800$2,720/mo

Denver, COZIP-level data

1BR range: $1,620$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,790
Monthly in Long Beach, CA
$8,665
Monthly in Denver, CO
$5,125
Difference

Home Values

Long Beach
Denver
$976K
Median Value
$513K
↑ +0.5%
YoY Change
↓ -4.2%
↑ +26.7%
5-Year Change
↑ +13%
$491K - $1.29M
Price Range
$352K - $933K

Homes in Denver are 47% less expensive than Long Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.0K
Per year
Monthly Difference
$336
More take-home
Effective Rate Diff
2.7%
Rate difference

Long Beach, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Long Beach, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Long Beach
Denver
80 Moderate
Air Quality
55 Moderate
10.4%
Good Air Days
35.2%
100 Very High
Climate Risk
95 High
🔥🌊🌅
Top Hazards
🌊🌪💨
+2.3°F
2050 Outlook
+3.3°F
5 days
Heat Days >95°F
28 days
+2.3°F
2050 Outlook
+3.3°F
5 days
Heat Days >95°F
28 days

What to Consider When Moving from Long Beach, CA to Denver, CO

Relocating from Long Beach, CA to Denver, CO involves more than just comparing rent prices. While the overall cost of living is about 37% lower in Denver, CO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Denver, CO is 58% cheaper than in Long Beach, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Denver, CO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Denver, CO to match your current standard of living in Long Beach, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Denver, CO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Long Beach, CA vs Denver, CO

Is Denver, CO cheaper than Long Beach, CA?

Yes, Denver, CO is about 36.5% cheaper than Long Beach, CA. You could save approximately $2,739/month on a $150,000 salary. Housing costs are 58% lower in Denver, CO.

What salary do I need in Denver, CO to match my lifestyle in Long Beach, CA?

If you currently earn $150,000 in Long Beach, CA, you would need approximately $117,126 in Denver, CO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Long Beach, CA and Denver, CO?

A two-bedroom apartment averages $2,895/month in Long Beach, CA compared to $2,190/month in Denver, CO. One-bedroom apartments are $2,320/month in Long Beach, CA vs $1,840/month in Denver, CO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Long Beach, CA or Denver, CO?

Groceries are about 1% cheaper in Denver, CO than in Long Beach, CA, saving a typical household roughly $10.99/month on food.

What is the best time to move from Long Beach, CA to Denver, CO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between California and Colorado on TaxTakeHome.com

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