Is Denver, CO cheaper than Long Branch, NJ?

Based on cost of living data, Denver, CO is 25.4% cheaper than Long Branch, NJ. This translates to saving $1904 per month.

What salary do I need in Denver, CO to live like I do in Long Branch, NJ?

If you earn $150,000 in Long Branch, NJ, you'd need approximately $127,151.784 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Long Branch, NJ and Denver, CO?

Housing in Denver, CO is 46.2% cheaper than in Long Branch, NJ. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,760/month in Long Branch, NJ.

How much can I save per month by moving from Long Branch, NJ to Denver, CO?

Moving from Long Branch, NJ to Denver, CO could save you approximately $1904 per month, or $22848 per year, based on a $150,000 salary.

Long Branch, NJ vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Long Branch, NJ — ZIP-level rent data · COL adjusted from New York, NY area

Current salary in Long Branch, NJ

Numbers update automatically as you type

You'd save $1.9K/month moving to Denver, CO

$150.0K in your current city equals $127.2K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 25.4%

Less expensive

Monthly Impact

$1,904

Savings

Annual Impact

$22.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Long Branch, NJ

Population:33K

Cost Index:100

Median Home:$775K

Denver, CO

Population:716K

Cost Index:75

Median Home:$513K

Long Branch, NJ

The Garden State

33K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 33K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Long Branch, NJ vs Denver, CO

Category	Long Branch, NJ	Denver, CO	Difference	Change
🏠Housing	$6,040/mo	$3,248/mo	↓ $2,792less	46.2%
🛒Groceries	$1,091/mo	$1,029/mo	↓ $62.23less	5.7%
🚗Transportation	$1,406/mo	$1,462/mo	↑ $55.52more	3.9%
⚡All Utilities	$562/mo	$519/mo	↓ $42.94less	7.6%
🏥Healthcare	$644/mo	$632/mo	↓ $12.28less	1.9%
📦Other	$1,785/mo	$1,774/mo	↓ $10.40less	0.6%

🏠Housing

↓ 46.2%

Long Branch, NJ

$6,040

Denver, CO

$3,248

Difference

$2,792

less

🛒Groceries

↓ 5.7%

Long Branch, NJ

$1,091

Denver, CO

$1,029

Difference

$62.23

less

🚗Transportation

↑ 3.9%

Long Branch, NJ

$1,406

Denver, CO

$1,462

Difference

$55.52

⚡All Utilities

↓ 7.6%

Long Branch, NJ

$562

Denver, CO

$519

Difference

$42.94

less

🏥Healthcare

↓ 1.9%

Long Branch, NJ

$644

Denver, CO

$632

Difference

$12.28

less

📦Other

↓ 0.6%

Long Branch, NJ

$1,785

Denver, CO

$1,774

Difference

$10.40

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Long Branch, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,268

To$1,720

↑ $452

1 Bed

From$1,425

To$1,840

↑ $415

2 Bed

From$1,760

To$2,190

↑ $430

3 Bed

From$2,305

To$2,870

↑ $565

Long Branch, NJZIP-level data

1BR range: $1,910–$1,910/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,529

Monthly in Long Branch, NJ

$8,665

Monthly in Denver, CO

$2,864

Difference

Home Values

Long Branch

Denver

$775K

Median Value

$513K

↑ +0.9%

YoY Change

↓ -4.2%

↑ +47.9%

5-Year Change

↑ +13%

$775K

Price Range

$352K - $933K

Homes in Denver are 34% less expensive than Long Branch

Calculate payment - Long Branch Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $831

Per year

Monthly Difference

$69.21

More take-home

Effective Rate Diff

0.6%

Rate difference

Long Branch, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Long Branch, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.