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Cost of Living Comparison 2026

๐Ÿ“ Long Branch, NJ โ€” ZIP-level rent data ยท COL adjusted from New York, NY area

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Numbers update automatically as you type

You'd save $2.9K/month moving to San Antonio, TX

$150.0K in your current city equals $115.6K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
โ†“ 38.3%
Less expensive
Monthly Impact
$2,871
Savings
Annual Impact
$34.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Long Branch, NJ

Population:33K
Cost Index:100
Median Home:$775K

San Antonio, TX

Population:1547K
Cost Index:62
Median Home:$215K

Long Branch, NJ

The Garden State

33K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 33K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Long Branch, NJ vs San Antonio, TX

๐Ÿ Housing
โ†“ 65.2%
Long Branch, NJ
$6,040
San Antonio, TX
$2,100
Difference
$3,941
less
๐Ÿ›’Groceries
โ†“ 16.3%
Long Branch, NJ
$1,091
San Antonio, TX
$913
Difference
$178
less
๐Ÿ“ฆOther
โ†“ 7.7%
Long Branch, NJ
$1,785
San Antonio, TX
$1,647
Difference
$138
less
๐Ÿš—Transportation
โ†“ 8.5%
Long Branch, NJ
$1,406
San Antonio, TX
$1,287
Difference
$119
less
๐ŸฅHealthcare
โ†“ 18.3%
Long Branch, NJ
$644
San Antonio, TX
$527
Difference
$118
less
โšกAll Utilities
โ†“ 11.8%
Long Branch, NJ
$562
San Antonio, TX
$496
Difference
$66.43
less

๐Ÿ Rent Comparison

Studio
From$1,268
To$1,110
โ†“ $158
1 Bed
From$1,425
To$1,210
โ†“ $215
2 Bed
From$1,760
To$1,470
โ†“ $290
3 Bed
From$2,305
To$1,890
โ†“ $415
Long Branch, NJZIP-level data

1BR range: $1,910โ€“$1,910/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,529
Monthly in Long Branch, NJ
$6,969
Monthly in San Antonio, TX
$4,560
Difference

Home Values

Long Branch
San Antonio
$775K
Median Value
$215K
โ†‘ +0.9%
YoY Change
โ†“ -2.9%
โ†‘ +47.9%
5-Year Change
โ†‘ +16.7%
$775K
Price Range
$107K - $905K

Homes in San Antonio are 72% less expensive than Long Branch

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.4K
Per year
Monthly Difference
$619
More take-home
Effective Rate Diff
5.0%
Rate difference

Long Branch, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Long Branch, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Long Branch
San Antonio
43 Good
Air Quality
52 Moderate
65.8%
Good Air Days
47.5%
99 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒ€๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
11 days
Heat Days >95ยฐF
105 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
11 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Jersey and Texas on TaxTakeHome.com

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