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Cost of Living Comparison 2026

๐Ÿ“ Lorain, OH โ€” ZIP-level rent data ยท COL adjusted from Cleveland, OH area

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Raleigh, NC

$150.0K in your current city equals $170.4K in Raleigh, NC

Rent data from HUD ZIP-level estimates ยท COL index from Cleveland-Elyria, OH area
Overall Cost
โ†‘ 22.7%
More expensive
Monthly Impact
$1,699
Extra cost
Annual Impact
$20.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lorain, OH

Population:65K
Cost Index:100
Median Home:$131K

Raleigh, NC

Population:474K
Cost Index:123
Median Home:$512K

Lorain, OH

The Buckeye State

65K
Population
State Tax
Yes

Located in Ohio, this city has a population of 65K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขResearch Triangle
  • โ€ขState capital
  • โ€ขMajor university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Lorain, OH vs Raleigh, NC

๐Ÿ Housing
โ†‘ 71.0%
Lorain, OH
$1,444
Raleigh, NC
$2,469
Difference
$1,025
more
๐Ÿ“ฆOther
โ†‘ 13.7%
Lorain, OH
$1,501
Raleigh, NC
$1,707
Difference
$206
more
โšกAll Utilities
โ†‘ 19.8%
Lorain, OH
$456
Raleigh, NC
$546
Difference
$90.30
more
๐ŸฅHealthcare
โ†‘ 16.2%
Lorain, OH
$517
Raleigh, NC
$601
Difference
$83.80
more
๐Ÿš—Transportation
โ†“ 2.5%
Lorain, OH
$1,317
Raleigh, NC
$1,284
Difference
$33.35
less
๐Ÿ›’Groceries
โ†‘ 0.8%
Lorain, OH
$952
Raleigh, NC
$959
Difference
$7.41
more

๐Ÿ›๏ธ Local Income Taxes

Lorain, OH: Lorain Municipal Income Tax$3,750/yr (2.5%)

Raleigh, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$672
To$1,570
โ†‘ $898
1 Bed
From$771
To$1,640
โ†‘ $869
2 Bed
From$926
To$1,800
โ†‘ $874
3 Bed
From$1,189
To$2,255
โ†‘ $1,066
Lorain, OHZIP-level data

1BR range: $890โ€“$940/mo

Raleigh, NCZIP-level data

1BR range: $1,400โ€“$1,880/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,188
Monthly in Lorain, OH
$7,567
Monthly in Raleigh, NC
$1,379
Difference

Home Values

Lorain
Raleigh
$131K
Median Value
$512K
โ†‘ +2.7%
YoY Change
โ†“ -0.5%
โ†‘ +49.9%
5-Year Change
โ†‘ +38.2%
$119K - $229K
Price Range
$314K - $992K

Homes in Raleigh are 289% more expensive than Lorain

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $2.7K
More taxes
Monthly Difference
$225
Less take-home
Effective Rate Diff
1.8%
Rate difference

Lorain, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Lorain, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lorain
Raleigh
54 Moderate
Air Quality
46 Good
37.2%
Good Air Days
61.7%
98 High
Climate Risk
96 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
11 days
Heat Days >95ยฐF
31 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
11 days
Heat Days >95ยฐF
31 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Ohio and North Carolina on TaxTakeHome.com

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