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Cost of Living Comparison 2026

๐Ÿ“ Lorain, OH โ€” ZIP-level rent data ยท COL adjusted from Cleveland, OH area

$

Numbers update automatically as you type

You'd spend $2.3K/month more in Tampa, FL

$150.0K in your current city equals $177.2K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from Cleveland-Elyria, OH area
Overall Cost
โ†‘ 30.2%
More expensive
Monthly Impact
$2,268
Extra cost
Annual Impact
$27.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lorain, OH

Population:65K
Cost Index:100
Median Home:$131K

Tampa, FL

Population:385K
Cost Index:130
Median Home:$367K

Lorain, OH

The Buckeye State

65K
Population
State Tax
Yes

Located in Ohio, this city has a population of 65K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Lorain, OH vs Tampa, FL

๐Ÿ Housing
โ†‘ 87.2%
Lorain, OH
$1,444
Tampa, FL
$2,703
Difference
$1,259
more
๐Ÿ“ฆOther
โ†‘ 20.4%
Lorain, OH
$1,501
Tampa, FL
$1,808
Difference
$307
more
โšกAll Utilities
โ†‘ 25.8%
Lorain, OH
$456
Tampa, FL
$574
Difference
$118
more
๐Ÿ›’Groceries
โ†‘ 7.1%
Lorain, OH
$952
Tampa, FL
$1,019
Difference
$67.36
more
๐ŸฅHealthcare
โ†‘ 10.2%
Lorain, OH
$517
Tampa, FL
$570
Difference
$52.83
more
๐Ÿš—Transportation
โ†“ 2.5%
Lorain, OH
$1,317
Tampa, FL
$1,284
Difference
$33.35
less

๐Ÿ›๏ธ Local Income Taxes

Lorain, OH: Lorain Municipal Income Tax$3,750/yr (2.5%)

Tampa, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$672
To$1,850
โ†‘ $1,178
1 Bed
From$771
To$1,960
โ†‘ $1,189
2 Bed
From$926
To$2,290
โ†‘ $1,364
3 Bed
From$1,189
To$2,930
โ†‘ $1,741
Lorain, OHZIP-level data

1BR range: $890โ€“$940/mo

Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,188
Monthly in Lorain, OH
$7,958
Monthly in Tampa, FL
$1,770
Difference

Home Values

Lorain
Tampa
$131K
Median Value
$367K
โ†‘ +2.7%
YoY Change
โ†“ -4%
โ†‘ +49.9%
5-Year Change
โ†‘ +42.1%
$119K - $229K
Price Range
$251K - $989K

Homes in Tampa are 179% more expensive than Lorain

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.4K
Per year
Monthly Difference
$369
More take-home
Effective Rate Diff
3.0%
Rate difference

Lorain, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Lorain, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lorain
Tampa
54 Moderate
Air Quality
50 Good
37.2%
Good Air Days
52.5%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
11 days
Heat Days >95ยฐF
38 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
11 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Ohio and Florida on TaxTakeHome.com

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