Is Denver, CO cheaper than Los Banos, CA?

Based on cost of living data, Denver, CO is 6.1% more expensive than Los Banos, CA. This translates to spending an extra $458 per month.

What salary do I need in Denver, CO to live like I do in Los Banos, CA?

If you earn $150,000 in Los Banos, CA, you'd need approximately $155,490.293 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Los Banos, CA and Denver, CO?

Housing in Denver, CO is 22.7% more expensive than in Los Banos, CA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,423/month in Los Banos, CA.

How much can I save per month by moving from Los Banos, CA to Denver, CO?

Living in Denver, CO costs approximately $458 more per month than Los Banos, CA, or $5490 more per year, based on a $150,000 salary.

Los Banos, CA vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Los Banos, CA — ZIP-level rent data · COL adjusted from Modesto, CA area

Current salary in Los Banos, CA

Numbers update automatically as you type

You'd spend $458/month more in Denver, CO

$150.0K in your current city equals $155.5K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 6.1%

More expensive

Monthly Impact

$458

Extra cost

Annual Impact

$5.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Los Banos, CA

Population:49K

Cost Index:100

Median Home:$455K

Denver, CO

Population:716K

Cost Index:106

Median Home:$513K

Los Banos, CA

The Golden State

49K

Population

State Tax

Yes

Located in California, this city has a population of 49K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Los Banos, CA vs Denver, CO

Category	Los Banos, CA	Denver, CO	Difference	Change
🏠Housing	$2,647/mo	$3,248/mo	↑ $601more	22.7%
🏥Healthcare	$489/mo	$632/mo	↑ $143more	29.1%
📦Other	$1,640/mo	$1,774/mo	↑ $134more	8.2%
🚗Transportation	$1,403/mo	$1,462/mo	↑ $58.41more	4.2%
🛒Groceries	$1,062/mo	$1,029/mo	↓ $33.02less	3.1%
⚡All Utilities	$517/mo	$519/mo	↑ $2.18more	0.4%

🏠Housing

↑ 22.7%

Los Banos, CA

$2,647

Denver, CO

$3,248

Difference

$601

🏥Healthcare

↑ 29.1%

Los Banos, CA

$489

Denver, CO

$632

Difference

$143

📦Other

↑ 8.2%

Los Banos, CA

$1,640

Denver, CO

$1,774

Difference

$134

🚗Transportation

↑ 4.2%

Los Banos, CA

$1,403

Denver, CO

$1,462

Difference

$58.41

🛒Groceries

↓ 3.1%

Los Banos, CA

$1,062

Denver, CO

$1,029

Difference

$33.02

less

⚡All Utilities

↑ 0.4%

Los Banos, CA

$517

Denver, CO

$519

Difference

$2.18

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Los Banos, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,059

To$1,720

↑ $661

1 Bed

From$1,148

To$1,840

↑ $692

2 Bed

From$1,423

To$2,190

↑ $767

3 Bed

From$1,957

To$2,870

↑ $913

Los Banos, CAZIP-level data

1BR range: $1,420–$1,420/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,759

Monthly in Los Banos, CA

$8,665

Monthly in Denver, CO

$906

Difference

Home Values

Los Banos

Denver

$455K

Median Value

$513K

↓ -3.2%

YoY Change

↓ -4.2%

↑ +22.3%

5-Year Change

↑ +13%

$455K

Price Range

$352K - $933K

Homes in Denver are 13% more expensive than Los Banos

Calculate payment - Los Banos Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

Los Banos, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Los Banos, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.