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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.3K/month more in Peoria, AZ

$150.0K in your current city equals $165.7K in Peoria, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 17.4%
More expensive
Monthly Impact
$1,308
Extra cost
Annual Impact
$15.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lubbock, TX

Population:259K
Cost Index:
100
100 = national average
Median Home:$149K

Peoria, AZ

Population:199K
Cost Index:
117
(17% above avg)
Median Home:$448K

Lubbock, TX

The Lone Star State

259K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 259K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Peoria, AZ

The Grand Canyon State

199K
Population
State Tax
Yes

Located in Arizona, this city has a population of 199K residents.

Cost Breakdown by Category

Annual spending: Lubbock, TX vs Peoria, AZ

Housing
โ†‘ 33.3%
Lubbock, TX
$1,949
Peoria, AZ
$2,599
Difference
$650
more
Transportation
โ†‘ 19.8%
Lubbock, TX
$1,243
Peoria, AZ
$1,489
Difference
$246
more
Other
โ†‘ 8.7%
Lubbock, TX
$1,540
Peoria, AZ
$1,674
Difference
$134
more
Healthcare
โ†‘ 11.8%
Lubbock, TX
$527
Peoria, AZ
$589
Difference
$61.96
more
All Utilities
โ†‘ 12.4%
Lubbock, TX
$486
Peoria, AZ
$546
Difference
$60.11
more
Groceries
โ†‘ 4.3%
Lubbock, TX
$919
Peoria, AZ
$959
Difference
$39.97
more

๐Ÿ Rent Comparison

Studio
From$815
To$1,510
โ†‘ $695
1 Bed
From$990
To$1,640
โ†‘ $650
2 Bed
From$1,175
To$1,900
โ†‘ $725
3 Bed
From$1,630
To$2,530
โ†‘ $900
Lubbock, TXZIP-level data

1BR range: $910โ€“$1,170/mo

Peoria, AZZIP-level data

1BR range: $1,540โ€“$1,830/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,664
Monthly in Lubbock, TX
$7,856
Monthly in Peoria, AZ
$1,192
Difference

Home Values

Lubbock
Peoria
$149K
Median Value
$448K
โ†“ -1.9%
YoY Change
โ†“ -3.2%
โ†‘ +20.4%
5-Year Change
โ†‘ +29.6%
$95K - $292K
Price Range
$360K - $450K

Homes in Peoria are 200% more expensive than Lubbock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Lubbock, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Peoria, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Lubbock, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Peoria, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lubbock
Peoria
23 Good
Air Quality
77 Moderate
92.2%
Good Air Days
9%
96 High
Climate Risk
100 Very High
โ˜€๐ŸŒช๐Ÿ’จ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
78 days
Heat Days >95ยฐF
165 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
78 days
Heat Days >95ยฐF
165 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Arizona on TaxTakeHome.com

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