Is Phoenix, AZ cheaper than Maplewood, MN?

Based on cost of living data, Phoenix, AZ is 2.8% more expensive than Maplewood, MN. This translates to spending an extra $214 per month.

What salary do I need in Phoenix, AZ to live like I do in Maplewood, MN?

If you earn $150,000 in Maplewood, MN, you'd need approximately $152,562.679 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Maplewood, MN and Phoenix, AZ?

Housing in Phoenix, AZ is 20.0% more expensive than in Maplewood, MN. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,300/month in Maplewood, MN.

How much can I save per month by moving from Maplewood, MN to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $214 more per month than Maplewood, MN, or $2563 more per year, based on a $150,000 salary.

Maplewood, MN vs Phoenix, AZ: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Maplewood, MN — ZIP-level rent data · COL adjusted from Saint Paul, MN area

Current salary in Maplewood, MN

Numbers update automatically as you type

You'd spend $214/month more in Phoenix, AZ

$150.0K in your current city equals $152.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↑ 2.8%

More expensive

Monthly Impact

$214

Extra cost

Annual Impact

$2.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Maplewood, MN

Population:40K

Cost Index:100

Median Home:$290K

Phoenix, AZ

Population:1608K

Cost Index:103

Median Home:$414K

Maplewood, MN

The North Star State

40K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 40K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Maplewood, MN vs Phoenix, AZ

Category	Maplewood, MN	Phoenix, AZ	Difference	Change
🏠Housing	$2,325/mo	$2,788/mo	↑ $464more	20.0%
🚗Transportation	$1,318/mo	$1,489/mo	↑ $170more	12.9%
🏥Healthcare	$739/mo	$589/mo	↓ $150less	20.3%
⚡All Utilities	$497/mo	$561/mo	↑ $64.40more	13.0%
🛒Groceries	$1,006/mo	$963/mo	↓ $42.87less	4.3%
📦Other	$1,648/mo	$1,677/mo	↑ $29.60more	1.8%

🏠Housing

↑ 20.0%

Maplewood, MN

$2,325

Phoenix, AZ

$2,788

Difference

$464

🚗Transportation

↑ 12.9%

Maplewood, MN

$1,318

Phoenix, AZ

$1,489

Difference

$170

🏥Healthcare

↓ 20.3%

Maplewood, MN

$739

Phoenix, AZ

$589

Difference

$150

less

⚡All Utilities

↑ 13.0%

Maplewood, MN

$497

Phoenix, AZ

$561

Difference

$64.40

🛒Groceries

↓ 4.3%

Maplewood, MN

$1,006

Phoenix, AZ

$963

Difference

$42.87

less

📦Other

↑ 1.8%

Maplewood, MN

$1,648

Phoenix, AZ

$1,677

Difference

$29.60

🏠Rent Comparison

Studio

From$942

To$1,390

↑ $448

1 Bed

From$1,072

To$1,510

↑ $438

2 Bed

From$1,300

To$1,750

↑ $450

3 Bed

From$1,722

To$2,330

↑ $608

Maplewood, MNZIP-level data

1BR range: $1,320–$1,320/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,533

Monthly in Maplewood, MN

$8,068

Monthly in Phoenix, AZ

$535

Difference

Home Values

Maplewood

Phoenix

$290K

Median Value

$414K

↑ +0.9%

YoY Change

↓ -3.1%

↑ +19.1%

5-Year Change

↑ +30.2%

$290K

Price Range

$274K - $957K

Homes in Phoenix are 43% more expensive than Maplewood

Calculate payment - Maplewood Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$433

More take-home

Effective Rate Diff

3.5%

Rate difference

Maplewood, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Maplewood, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.