Is Columbus, OH cheaper than McKinney, TX?

Based on cost of living data, Columbus, OH is 15.1% cheaper than McKinney, TX. This translates to saving $1132 per month.

What salary do I need in Columbus, OH to live like I do in McKinney, TX?

If you earn $150,000 in McKinney, TX, you'd need approximately $136,415.094 in Columbus, OH to maintain the same standard of living.

How does housing cost compare between McKinney, TX and Columbus, OH?

Housing in Columbus, OH is 22.5% cheaper than in McKinney, TX. For a two-bedroom apartment, rent is $1,315/month in Columbus, OH compared to $1,600/month in McKinney, TX.

How much can I save per month by moving from McKinney, TX to Columbus, OH?

Moving from McKinney, TX to Columbus, OH could save you approximately $1132 per month, or $13585 per year, based on a $150,000 salary.

McKinney, TX vs Columbus, OH: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 McKinney, TX — COL adjusted from Plano, TX area + state data

Current salary in McKinney, TX

Numbers update automatically as you type

You'd save $1.1K/month moving to Columbus, OH

$150.0K in your current city equals $136.4K in Columbus, OH

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 15.1%

Less expensive

Monthly Impact

$1,132

Savings

Annual Impact

$13.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

McKinney, TX

Population:214K

Cost Index:100

Median Home:$496K

Columbus, OH

Population:906K

Cost Index:85

Median Home:$263K

McKinney, TX

The Lone Star State

214K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 214K residents.

💡 Advantage: Texas has no state income tax!

Columbus, OH

The Buckeye State

906K

Population

State Tax

Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: McKinney, TX vs Columbus, OH

Category	McKinney, TX	Columbus, OH	Difference	Change
🏠Housing	$2,651/mo	$2,053/mo	↓ $598less	22.5%
📦Other	$1,925/mo	$1,557/mo	↓ $368less	19.1%
⚡All Utilities	$563/mo	$464/mo	↓ $98.36less	17.5%
🚗Transportation	$1,298/mo	$1,366/mo	↑ $68.30more	5.3%
🏥Healthcare	$632/mo	$607/mo	↓ $24.78less	3.9%
🛒Groceries	$979/mo	$969/mo	↓ $9.99less	1.0%

🏠Housing

↓ 22.5%

McKinney, TX

$2,651

Columbus, OH

$2,053

Difference

$598

less

📦Other

↓ 19.1%

McKinney, TX

$1,925

Columbus, OH

$1,557

Difference

$368

less

⚡All Utilities

↓ 17.5%

McKinney, TX

$563

Columbus, OH

$464

Difference

$98.36

less

🚗Transportation

↑ 5.3%

McKinney, TX

$1,298

Columbus, OH

$1,366

Difference

$68.30

🏥Healthcare

↓ 3.9%

McKinney, TX

$632

Columbus, OH

$607

Difference

$24.78

less

🛒Groceries

↓ 1.0%

McKinney, TX

$979

Columbus, OH

$969

Difference

$9.99

less

🏛️ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

McKinney, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,100

To$1,020

↓ $80.00

1 Bed

From$1,300

To$1,100

↓ $200

2 Bed

From$1,600

To$1,315

↓ $285

3 Bed

From$2,200

To$1,575

↓ $625

Columbus, OHZIP-level data

1BR range: $870–$1,790/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,048

Monthly in McKinney, TX

$7,017

Monthly in Columbus, OH

$1,031

Difference

Home Values

McKinney

Columbus

Median Value

$263K

YoY Change

↓ -0.4%

5-Year Change

↑ +28.8%

Price Range

$95K - $406K

Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.4K

More taxes

Monthly Difference

$369

Less take-home

Effective Rate Diff

3.0%

Rate difference

McKinney, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Columbus, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

McKinney, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Columbus, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.