Is Pittsburgh, PA cheaper than McKinney, TX?

Based on cost of living data, Pittsburgh, PA is 16.0% cheaper than McKinney, TX. This translates to saving $1203 per month.

What salary do I need in Pittsburgh, PA to live like I do in McKinney, TX?

If you earn $150,000 in McKinney, TX, you'd need approximately $135,566.038 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between McKinney, TX and Pittsburgh, PA?

Housing in Pittsburgh, PA is 26.5% cheaper than in McKinney, TX. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $1,600/month in McKinney, TX.

How much can I save per month by moving from McKinney, TX to Pittsburgh, PA?

Moving from McKinney, TX to Pittsburgh, PA could save you approximately $1203 per month, or $14434 per year, based on a $150,000 salary.

McKinney, TX vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 McKinney, TX — COL adjusted from Plano, TX area + state data

Current salary in McKinney, TX

Numbers update automatically as you type

You'd save $1.2K/month moving to Pittsburgh, PA

$150.0K in your current city equals $135.6K in Pittsburgh, PA

Using Dallas-Fort Worth-Arlington, TX and Pittsburgh, PA metropolitan area data

Overall Cost

↓ 16.0%

Less expensive

Monthly Impact

$1,203

Savings

Annual Impact

$14.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

McKinney, TX

Population:214K

Cost Index:100

Median Home:$496K

Pittsburgh, PA

Population:303K

Cost Index:84

McKinney, TX

The Lone Star State

214K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 214K residents.

💡 Advantage: Texas has no state income tax!

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: McKinney, TX vs Pittsburgh, PA

Category	McKinney, TX	Pittsburgh, PA	Difference	Change
🏠Housing	$2,651/mo	$1,949/mo	↓ $702less	26.5%
📦Other	$1,925/mo	$1,607/mo	↓ $318less	16.5%
🏥Healthcare	$632/mo	$527/mo	↓ $105less	16.7%
🚗Transportation	$1,298/mo	$1,216/mo	↓ $81.96less	6.3%
⚡All Utilities	$563/mo	$607/mo	↑ $43.71more	7.8%
🛒Groceries	$979/mo	$989/mo	↑ $9.99more	1.0%

🏠Housing

↓ 26.5%

McKinney, TX

$2,651

Pittsburgh, PA

$1,949

Difference

$702

less

📦Other

↓ 16.5%

McKinney, TX

$1,925

Pittsburgh, PA

$1,607

Difference

$318

less

🏥Healthcare

↓ 16.7%

McKinney, TX

$632

Pittsburgh, PA

$527

Difference

$105

less

🚗Transportation

↓ 6.3%

McKinney, TX

$1,298

Pittsburgh, PA

$1,216

Difference

$81.96

less

⚡All Utilities

↑ 7.8%

McKinney, TX

$563

Pittsburgh, PA

$607

Difference

$43.71

🛒Groceries

↑ 1.0%

McKinney, TX

$979

Pittsburgh, PA

$989

Difference

$9.99

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

McKinney, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,100

To$750

↓ $350

1 Bed

From$1,300

To$850

↓ $450

2 Bed

From$1,600

To$1,050

↓ $550

3 Bed

From$2,200

To$1,400

↓ $800

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition.

$8,048

Monthly in McKinney, TX

$6,894

Monthly in Pittsburgh, PA

$1,153

Difference

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.6K

More taxes

Monthly Difference

$384

Less take-home

Effective Rate Diff

3.1%

Rate difference

McKinney, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

McKinney, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.