Is Denver, CO cheaper than Medford, OR?

Based on cost of living data, Denver, CO is 17.0% more expensive than Medford, OR. This translates to spending an extra $1274 per month.

What salary do I need in Denver, CO to live like I do in Medford, OR?

If you earn $150,000 in Medford, OR, you'd need approximately $165,287.257 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Medford, OR and Denver, CO?

Housing in Denver, CO is 6.1% more expensive than in Medford, OR. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $965/month in Medford, OR.

How much can I save per month by moving from Medford, OR to Denver, CO?

Living in Denver, CO costs approximately $1274 more per month than Medford, OR, or $15287 more per year, based on a $150,000 salary.

Medford, OR vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Medford, OR — ZIP-level rent data · COL adjusted from Portland, OR area

Current salary in Medford, OR

Numbers update automatically as you type

You'd spend $1.3K/month more in Denver, CO

$150.0K in your current city equals $165.3K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 17.0%

More expensive

Monthly Impact

$1,274

Extra cost

Annual Impact

$15.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Medford, OR

Population:85K

Cost Index:100

Median Home:$434K

Denver, CO

Population:716K

Cost Index:117

Median Home:$513K

Medford, OR

The Beaver State

85K

Population

State Tax

Yes

Located in Oregon, this city has a population of 85K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Medford, OR vs Denver, CO

Category	Medford, OR	Denver, CO	Difference	Change
📦Other	$1,392/mo	$1,774/mo	↑ $382more	27.4%
🚗Transportation	$1,245/mo	$1,462/mo	↑ $217more	17.4%
🏠Housing	$3,062/mo	$3,248/mo	↑ $186more	6.1%
🛒Groceries	$909/mo	$1,029/mo	↑ $120more	13.2%
⚡All Utilities	$404/mo	$519/mo	↑ $115more	28.4%
🏥Healthcare	$564/mo	$632/mo	↑ $68.15more	12.1%

📦Other

↑ 27.4%

Medford, OR

$1,392

Denver, CO

$1,774

Difference

$382

🚗Transportation

↑ 17.4%

Medford, OR

$1,245

Denver, CO

$1,462

Difference

$217

🏠Housing

↑ 6.1%

Medford, OR

$3,062

Denver, CO

$3,248

Difference

$186

🛒Groceries

↑ 13.2%

Medford, OR

$909

Denver, CO

$1,029

Difference

$120

⚡All Utilities

↑ 28.4%

Medford, OR

$404

Denver, CO

$519

Difference

$115

🏥Healthcare

↑ 12.1%

Medford, OR

$564

Denver, CO

$632

Difference

$68.15

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Medford, OR has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$664

To$1,720

↑ $1,056

1 Bed

From$775

To$1,840

↑ $1,065

2 Bed

From$965

To$2,190

↑ $1,225

3 Bed

From$1,340

To$2,870

↑ $1,530

Medford, ORZIP-level data

1BR range: $1,260–$1,260/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,577

Monthly in Medford, OR

$8,665

Monthly in Denver, CO

$1,088

Difference

Home Values

Medford

Denver

$434K

Median Value

$513K

↑ +0.2%

YoY Change

↓ -4.2%

↑ +21.1%

5-Year Change

↑ +13%

$434K

Price Range

$352K - $933K

Homes in Denver are 18% more expensive than Medford

Calculate payment - Medford Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.9K

Per year

Monthly Difference

$743

More take-home

Effective Rate Diff

5.9%

Rate difference

Medford, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Medford, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.