Is Nashville, TN cheaper than Medford, OR?

Based on cost of living data, Nashville, TN is 9.5% more expensive than Medford, OR. This translates to spending an extra $716 per month.

What salary do I need in Nashville, TN to live like I do in Medford, OR?

If you earn $150,000 in Medford, OR, you'd need approximately $158,587.159 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Medford, OR and Nashville, TN?

Housing in Nashville, TN is 13.4% cheaper than in Medford, OR. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $965/month in Medford, OR.

How much can I save per month by moving from Medford, OR to Nashville, TN?

Living in Nashville, TN costs approximately $716 more per month than Medford, OR, or $8587 more per year, based on a $150,000 salary.

Medford, OR vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Medford, OR — ZIP-level rent data · COL adjusted from Portland, OR area

Current salary in Medford, OR

Numbers update automatically as you type

You'd spend $716/month more in Nashville, TN

$150.0K in your current city equals $158.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 9.5%

More expensive

Monthly Impact

$716

Extra cost

Annual Impact

$8.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Medford, OR

Population:85K

Cost Index:100

Median Home:$434K

Nashville, TN

Population:689K

Cost Index:110

Median Home:$489K

Medford, OR

The Beaver State

85K

Population

State Tax

Yes

Located in Oregon, this city has a population of 85K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Medford, OR vs Nashville, TN

Category	Medford, OR	Nashville, TN	Difference	Change
📦Other	$1,392/mo	$1,942/mo	↑ $549more	39.5%
🏠Housing	$3,062/mo	$2,651/mo	↓ $411less	13.4%
⚡All Utilities	$404/mo	$519/mo	↑ $115more	28.4%
🏥Healthcare	$564/mo	$607/mo	↑ $43.37more	7.7%
🛒Groceries	$909/mo	$949/mo	↑ $39.97more	4.4%
🚗Transportation	$1,245/mo	$1,284/mo	↑ $39.13more	3.1%

📦Other

↑ 39.5%

Medford, OR

$1,392

Nashville, TN

$1,942

Difference

$549

🏠Housing

↓ 13.4%

Medford, OR

$3,062

Nashville, TN

$2,651

Difference

$411

less

⚡All Utilities

↑ 28.4%

Medford, OR

$404

Nashville, TN

$519

Difference

$115

🏥Healthcare

↑ 7.7%

Medford, OR

$564

Nashville, TN

$607

Difference

$43.37

🛒Groceries

↑ 4.4%

Medford, OR

$909

Nashville, TN

$949

Difference

$39.97

🚗Transportation

↑ 3.1%

Medford, OR

$1,245

Nashville, TN

$1,284

Difference

$39.13

🏠Rent Comparison

Studio

From$664

To$1,600

↑ $936

1 Bed

From$775

To$1,680

↑ $905

2 Bed

From$965

To$1,840

↑ $875

3 Bed

From$1,340

To$2,350

↑ $1,010

Medford, ORZIP-level data

1BR range: $1,260–$1,260/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,577

Monthly in Medford, OR

$7,952

Monthly in Nashville, TN

$375

Difference

Home Values

Medford

Nashville

$434K

Median Value

$489K

↑ +0.2%

YoY Change

↓ -2.1%

↑ +21.1%

5-Year Change

↑ +32.1%

$434K

Price Range

$320K - $1.16M

Homes in Nashville are 13% more expensive than Medford

Calculate payment - Medford Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Medford, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Medford, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.