Is Austin, TX cheaper than Milford Mill, MD?

Based on cost of living data, Austin, TX is 3.8% more expensive than Milford Mill, MD. This translates to spending an extra $287 per month.

What salary do I need in Austin, TX to live like I do in Milford Mill, MD?

If you earn $150,000 in Milford Mill, MD, you'd need approximately $153,440.735 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Milford Mill, MD and Austin, TX?

Housing in Austin, TX is 9.8% more expensive than in Milford Mill, MD. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,313/month in Milford Mill, MD.

How much can I save per month by moving from Milford Mill, MD to Austin, TX?

Living in Austin, TX costs approximately $287 more per month than Milford Mill, MD, or $3441 more per year, based on a $150,000 salary.

Milford Mill, MD vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Milford Mill, MD — COL adjusted from Baltimore, MD area + state data

Current salary in Milford Mill, MD

Numbers update automatically as you type

You'd spend $287/month more in Austin, TX

$150.0K in your current city equals $153.4K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 3.8%

More expensive

Monthly Impact

$287

Extra cost

Annual Impact

$3.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Milford Mill, MD

Population:31K

Cost Index:100

Median Home:$218K

Austin, TX

Population:979K

Cost Index:104

Median Home:$558K

Milford Mill, MD

The Old Line State

31K

Population

State Tax

Yes

Located in Maryland, this city has a population of 31K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Milford Mill, MD vs Austin, TX

Category	Milford Mill, MD	Austin, TX	Difference	Change
🏠Housing	$2,627/mo	$2,885/mo	↑ $258more	9.8%
📦Other	$1,598/mo	$1,741/mo	↑ $143more	8.9%
🛒Groceries	$1,054/mo	$959/mo	↓ $94.43less	9.0%
⚡All Utilities	$587/mo	$541/mo	↓ $45.81less	7.8%
🏥Healthcare	$569/mo	$589/mo	↑ $19.17more	3.4%
🚗Transportation	$1,291/mo	$1,284/mo	↓ $7.21less	0.6%

🏠Housing

↑ 9.8%

Milford Mill, MD

$2,627

Austin, TX

$2,885

Difference

$258

📦Other

↑ 8.9%

Milford Mill, MD

$1,598

Austin, TX

$1,741

Difference

$143

🛒Groceries

↓ 9.0%

Milford Mill, MD

$1,054

Austin, TX

$959

Difference

$94.43

less

⚡All Utilities

↓ 7.8%

Milford Mill, MD

$587

Austin, TX

$541

Difference

$45.81

less

🏥Healthcare

↑ 3.4%

Milford Mill, MD

$569

Austin, TX

$589

Difference

$19.17

🚗Transportation

↓ 0.6%

Milford Mill, MD

$1,291

Austin, TX

$1,284

Difference

$7.21

less

🏠Rent Comparison

Studio

From$915

To$1,585

↑ $670

1 Bed

From$1,074

To$1,685

↑ $611

2 Bed

From$1,313

To$1,995

↑ $682

3 Bed

From$1,750

To$2,525

↑ $775

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,726

Monthly in Milford Mill, MD

$7,998

Monthly in Austin, TX

$272

Difference

Home Values

Milford Mill

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$605

More take-home

Effective Rate Diff

4.8%

Rate difference

Milford Mill, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Milford Mill, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.