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Cost of Living Comparison 2026

๐Ÿ“ Milford Mill, MD โ€” COL adjusted from Baltimore, MD area + state data

$

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You'd save $620/month moving to San Antonio, TX

$150.0K in your current city equals $142.6K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 8.3%
Less expensive
Monthly Impact
$620
Savings
Annual Impact
$7.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Milford Mill, MD

Population:31K
Cost Index:100
Median Home:$218K

San Antonio, TX

Population:1547K
Cost Index:92
Median Home:$215K

Milford Mill, MD

The Old Line State

31K
Population
State Tax
Yes

Located in Maryland, this city has a population of 31K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Milford Mill, MD vs San Antonio, TX

๐Ÿ Housing
โ†“ 20.1%
Milford Mill, MD
$2,627
San Antonio, TX
$2,100
Difference
$527
less
๐Ÿ›’Groceries
โ†“ 13.3%
Milford Mill, MD
$1,054
San Antonio, TX
$913
Difference
$140
less
โšกAll Utilities
โ†“ 15.5%
Milford Mill, MD
$587
San Antonio, TX
$496
Difference
$91.17
less
๐Ÿ“ฆOther
โ†‘ 3.1%
Milford Mill, MD
$1,598
San Antonio, TX
$1,647
Difference
$49.16
more
๐ŸฅHealthcare
โ†“ 7.5%
Milford Mill, MD
$569
San Antonio, TX
$527
Difference
$42.79
less
๐Ÿš—Transportation
โ†“ 0.3%
Milford Mill, MD
$1,291
San Antonio, TX
$1,287
Difference
$4.48
less

๐Ÿ Rent Comparison

Studio
From$915
To$1,110
โ†‘ $195
1 Bed
From$1,074
To$1,210
โ†‘ $136
2 Bed
From$1,313
To$1,470
โ†‘ $157
3 Bed
From$1,750
To$1,890
โ†‘ $140
San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,726
Monthly in Milford Mill, MD
$6,969
Monthly in San Antonio, TX
$757
Difference

Home Values

Milford Mill
San Antonio
-
Median Value
$215K
-
YoY Change
โ†“ -2.9%
-
5-Year Change
โ†‘ +16.7%
-
Price Range
$107K - $905K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.3K
Per year
Monthly Difference
$605
More take-home
Effective Rate Diff
4.8%
Rate difference

Milford Mill, MD

Federal Income Tax
Effective: 18.9%
$25.5K
Maryland State Tax
Effective: 4.8%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,811/month
$105.7K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Milford Mill, MD Tax Rates

Sales Tax:6.0%
Property Tax:1.1%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Milford Mill
San Antonio
45 Good
Air Quality
52 Moderate
65.6%
Good Air Days
47.5%
95 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
30 days
Heat Days >95ยฐF
105 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
30 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Maryland and Texas on TaxTakeHome.com

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