Cost of Living Comparison 2026
Data: HUD rent estimates, BLS cost of living
You'd spend $1.2K/month more in Cape Coral, FL
$150.0K in your current city equals $164.9K in Cape Coral, FL
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
Montgomery, AL
Cape Coral, FL
Montgomery, AL
The Heart of Dixie
Located in Alabama, this city has a population of 201K residents.
Cape Coral, FL
The Sunshine State
Located in Florida, this city has a population of 224K residents.
💡 Advantage: Florida has no state income tax!
Cost Breakdown by Category
Annual spending: Montgomery, AL vs Cape Coral, FL
| Category | Montgomery, AL | Cape Coral, FL | Difference | Change |
|---|---|---|---|---|
Housing | $1,845/mo | $2,341/mo | ↑ $496more | 26.9% |
Other | $1,523/mo | $1,740/mo | ↑ $216more | 14.2% |
Healthcare | $514/mo | $559/mo | ↑ $44.91more | 8.7% |
Groceries | $959/mo | $1,000/mo | ↑ $40.55more | 4.2% |
Transportation | $1,202/mo | $1,236/mo | ↑ $33.53more | 2.8% |
All Utilities | $541/mo | $563/mo | ↑ $21.86more | 4.0% |
🏠Rent Comparison
1BR range: $750–$1,110/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Montgomery, AL
Cape Coral, FL
Additional Tax Information
Montgomery, AL Tax Rates
Cape Coral, FL Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
💰 See how taxes change too — compare take-home pay between Alabama and Florida on TaxTakeHome.com
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