$MoveNumbers
Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $315/month more in Little Rock, AR

$150.0K in your current city equals $153.8K in Little Rock, AR

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 4.2%
More expensive
Monthly Impact
$315
Extra cost
Annual Impact
$3.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Montgomery, AL

Population:201K
Cost Index:
100
100 = national average
Median Home:$104K

Little Rock, AR

Population:204K
Cost Index:
104
(4% above avg)
Median Home:$261K

Montgomery, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

Little Rock, AR

The Natural State

204K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 204K residents.

Cost Breakdown by Category

Annual spending: Montgomery, AL vs Little Rock, AR

Other
↑ 13.2%
Montgomery, AL
$1,523
Little Rock, AR
$1,724
Difference
$201
more
Transportation
↑ 6.5%
Montgomery, AL
$1,202
Little Rock, AR
$1,280
Difference
$78.06
more
Housing
↑ 3.0%
Montgomery, AL
$1,845
Little Rock, AR
$1,900
Difference
$55.05
more
Healthcare
↑ 3.9%
Montgomery, AL
$514
Little Rock, AR
$534
Difference
$20.19
more
Groceries
↓ 0.6%
Montgomery, AL
$959
Little Rock, AR
$953
Difference
$6.08
less
All Utilities
↓ 0.6%
Montgomery, AL
$541
Little Rock, AR
$538
Difference
$3.08
less

🏠Rent Comparison

Studio
From$830
To$1,050
↑ $220
1 Bed
From$840
To$1,061
↑ $221
2 Bed
From$980
To$1,226
↑ $246
3 Bed
From$1,255
To$1,648
↑ $393
Montgomery, ALZIP-level data

1BR range: $750–$1,110/mo

Little Rock, ARZIP-level data

1BR range: $890–$1,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,585
Monthly in Montgomery, AL
$6,930
Monthly in Little Rock, AR
$345
Difference

Home Values

Montgomery
Little Rock
$104K
Median Value
$261K
↓ -0.1%
YoY Change
↑ +1.4%
↑ +27.6%
5-Year Change
↑ +27.2%
$45K - $250K
Price Range
$109K - $468K

Homes in Little Rock are 151% more expensive than Montgomery

Calculate payment - MontgomeryCalculate payment - Little Rock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.6K
More taxes
Monthly Difference
$130
Less take-home
Effective Rate Diff
1.0%
Rate difference

Montgomery, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Little Rock, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Additional Tax Information

Montgomery, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Little Rock, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Montgomery
Little Rock
42 Good
Air Quality
55 Moderate
69%
Good Air Days
34.4%
92 Moderate
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+2.6°F
2050 Outlook
▲+2.8°F
62 days
Heat Days >95°F
54 days
▲+2.6°F
2050 Outlook
▲+2.8°F
62 days
Heat Days >95°F
54 days

💰 See how taxes change too — compare take-home pay between Alabama and Arkansas on TaxTakeHome.com

Similar cost to Little Rock, AR

Other cities in a similar price range

Raleigh, NCCharlotte, NCDallas, TX

Want to compare different cities?

New Comparison