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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $785/month more in Mobile, AL

$150.0K in your current city equals $159.4K in Mobile, AL

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 10.5%
More expensive
Monthly Impact
$785
Extra cost
Annual Impact
$9.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Montgomery, AL

Population:201K
Cost Index:
100
100 = national average
Median Home:$104K

Mobile, AL

Population:183K
Cost Index:
110
(10% above avg)
Median Home:$180K

Montgomery, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

Mobile, AL

The Heart of Dixie

183K
Population
State Tax
Yes

Located in Alabama, this city has a population of 183K residents.

Cost Breakdown by Category

Annual spending: Montgomery, AL vs Mobile, AL

Other
↑ 21.5%
Montgomery, AL
$1,523
Mobile, AL
$1,850
Difference
$327
more
Housing
↑ 14.1%
Montgomery, AL
$1,845
Mobile, AL
$2,105
Difference
$259
more
All Utilities
↓ 11.1%
Montgomery, AL
$541
Mobile, AL
$481
Difference
$60.00
less
Healthcare
↓ 9.4%
Montgomery, AL
$514
Mobile, AL
$466
Difference
$48.56
less
Transportation
↑ 1.1%
Montgomery, AL
$1,202
Mobile, AL
$1,216
Difference
$13.72
more
Groceries
↓ 0.1%
Montgomery, AL
$959
Mobile, AL
$959
Difference
$0.69
less

🏠Rent Comparison

Studio
From$830
To$719
↓ $111
1 Bed
From$840
To$769
↓ $71.00
2 Bed
From$980
To$910
↓ $70.00
3 Bed
From$1,255
To$1,189
↓ $66.00
Montgomery, ALZIP-level data

1BR range: $750–$1,110/mo

Mobile, ALZIP-level data

1BR range: $730–$1,080/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,585
Monthly in Montgomery, AL
$7,076
Monthly in Mobile, AL
$491
Difference

Home Values

Montgomery
Mobile
$104K
Median Value
$180K
↓ -0.1%
YoY Change
↓ -3.5%
↑ +27.6%
5-Year Change
↑ +22.1%
$45K - $250K
Price Range
$55K - $308K

Homes in Mobile are 73% more expensive than Montgomery

Calculate payment - MontgomeryCalculate payment - Mobile

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Montgomery, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Mobile, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Additional Tax Information

Montgomery, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Mobile, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Montgomery
Mobile
42 Good
Air Quality
41 Good
69%
Good Air Days
70.2%
92 Moderate
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌀🌡
▲+2.6°F
2050 Outlook
▲+2.2°F
62 days
Heat Days >95°F
46 days
▲+2.6°F
2050 Outlook
▲+2.2°F
62 days
Heat Days >95°F
46 days

Similar cost to Mobile, AL

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