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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $1.3K/month more in Port St. Lucie, FL

$150.0K in your current city equals $165.1K in Port St. Lucie, FL

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 16.7%
More expensive
Monthly Impact
$1,254
Extra cost
Annual Impact
$15.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Montgomery, AL

Population:201K
Cost Index:
100
100 = national average
Median Home:$104K

Port St. Lucie, FL

Population:245K
Cost Index:
117
(17% above avg)
Median Home:$390K

Montgomery, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

Port St. Lucie, FL

The Sunshine State

245K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 245K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Montgomery, AL vs Port St. Lucie, FL

Housing
↑ 27.0%
Montgomery, AL
$1,845
Port St. Lucie, FL
$2,343
Difference
$498
more
Other
↑ 14.3%
Montgomery, AL
$1,523
Port St. Lucie, FL
$1,741
Difference
$218
more
Healthcare
↑ 8.8%
Montgomery, AL
$514
Port St. Lucie, FL
$559
Difference
$45.19
more
Groceries
↑ 4.3%
Montgomery, AL
$959
Port St. Lucie, FL
$1,000
Difference
$41.05
more
Transportation
↑ 2.9%
Montgomery, AL
$1,202
Port St. Lucie, FL
$1,237
Difference
$34.77
more
All Utilities
↑ 4.1%
Montgomery, AL
$541
Port St. Lucie, FL
$563
Difference
$22.14
more

🏠Rent Comparison

Studio
From$830
To$1,474
↑ $644
1 Bed
From$840
To$1,490
↑ $650
2 Bed
From$980
To$1,781
↑ $801
3 Bed
From$1,255
To$2,456
↑ $1,201
Montgomery, ALZIP-level data

1BR range: $750–$1,110/mo

Port St. Lucie, FLZIP-level data

1BR range: $1,570–$2,090/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,585
Monthly in Montgomery, AL
$7,444
Monthly in Port St. Lucie, FL
$859
Difference

Home Values

Montgomery
Port St. Lucie
$104K
Median Value
-
↓ -0.1%
YoY Change
-
↑ +27.6%
5-Year Change
-
$45K - $250K
Price Range
-
Calculate payment - Montgomery

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.5K
Per year
Monthly Difference
$622
More take-home
Effective Rate Diff
5.0%
Rate difference

Montgomery, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Port St. Lucie, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Montgomery, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Port St. Lucie, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Montgomery
Port St. Lucie
42 Good
Air Quality
41 Good
69%
Good Air Days
75.6%
92 Moderate
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌀🌪
▲+2.6°F
2050 Outlook
▲+2.3°F
62 days
Heat Days >95°F
58 days
▲+2.6°F
2050 Outlook
▲+2.3°F
62 days
Heat Days >95°F
58 days

💰 See how taxes change too — compare take-home pay between Alabama and Florida on TaxTakeHome.com

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