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Cost of Living Comparison 2026

๐Ÿ“ Moorhead, MN โ€” ZIP-level rent data ยท COL adjusted from Minneapolis, MN area

$

Numbers update automatically as you type

You'd spend $2.0K/month more in Denver, CO

$150.0K in your current city equals $173.9K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 26.5%
More expensive
Monthly Impact
$1,988
Extra cost
Annual Impact
$23.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Moorhead, MN

Population:45K
Cost Index:100
Median Home:$275K

Denver, CO

Population:716K
Cost Index:127
Median Home:$513K

Moorhead, MN

The North Star State

45K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 45K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Moorhead, MN vs Denver, CO

๐Ÿ Housing
โ†‘ 59.7%
Moorhead, MN
$2,034
Denver, CO
$3,248
Difference
$1,215
more
๐Ÿš—Transportation
โ†‘ 31.6%
Moorhead, MN
$1,111
Denver, CO
$1,462
Difference
$351
more
๐Ÿ“ฆOther
โ†‘ 24.2%
Moorhead, MN
$1,429
Denver, CO
$1,774
Difference
$346
more
๐Ÿ›’Groceries
โ†‘ 11.5%
Moorhead, MN
$923
Denver, CO
$1,029
Difference
$106
more
โšกAll Utilities
โ†‘ 13.8%
Moorhead, MN
$456
Denver, CO
$519
Difference
$63.14
more
๐ŸฅHealthcare
โ†“ 6.8%
Moorhead, MN
$678
Denver, CO
$632
Difference
$46.25
less

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Moorhead, MN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$554
To$1,720
โ†‘ $1,166
1 Bed
From$664
To$1,840
โ†‘ $1,176
2 Bed
From$801
To$2,190
โ†‘ $1,389
3 Bed
From$1,115
To$2,870
โ†‘ $1,755
Moorhead, MNZIP-level data

1BR range: $970โ€“$970/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,631
Monthly in Moorhead, MN
$8,665
Monthly in Denver, CO
$2,034
Difference

Home Values

Moorhead
Denver
$275K
Median Value
$513K
โ†‘ +2.8%
YoY Change
โ†“ -4.2%
โ†‘ +25.5%
5-Year Change
โ†‘ +13%
$275K
Price Range
$352K - $933K

Homes in Denver are 86% more expensive than Moorhead

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.8K
Per year
Monthly Difference
$319
More take-home
Effective Rate Diff
2.6%
Rate difference

Moorhead, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Moorhead, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Moorhead
Denver
42 Good
Air Quality
55 Moderate
66.4%
Good Air Days
35.2%
98 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.6ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
14 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.6ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
14 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Minnesota and Colorado on TaxTakeHome.com

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