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Cost of Living Comparison 2026

📍 Moorhead, MN — ZIP-level rent data · COL adjusted from Minneapolis, MN area

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You'd spend $867/month more in Raleigh, NC

$150.0K in your current city equals $160.4K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 11.6%
More expensive
Monthly Impact
$867
Extra cost
Annual Impact
$10.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Moorhead, MN

Population:45K
Cost Index:100
Median Home:$275K

Raleigh, NC

Population:474K
Cost Index:112
Median Home:$512K

Moorhead, MN

The North Star State

45K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 45K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Research Triangle
  • •State capital
  • •Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Moorhead, MN vs Raleigh, NC

🏠Housing
↑ 21.4%
Moorhead, MN
$2,034
Raleigh, NC
$2,469
Difference
$435
more
📦Other
↑ 19.5%
Moorhead, MN
$1,429
Raleigh, NC
$1,707
Difference
$279
more
🚗Transportation
↑ 15.6%
Moorhead, MN
$1,111
Raleigh, NC
$1,284
Difference
$173
more
⚡All Utilities
↑ 19.8%
Moorhead, MN
$456
Raleigh, NC
$546
Difference
$90.46
more
🏥Healthcare
↓ 11.4%
Moorhead, MN
$678
Raleigh, NC
$601
Difference
$77.23
less
🛒Groceries
↑ 3.9%
Moorhead, MN
$923
Raleigh, NC
$959
Difference
$35.80
more

🏠Rent Comparison

Studio
From$554
To$1,570
↑ $1,016
1 Bed
From$664
To$1,640
↑ $976
2 Bed
From$801
To$1,800
↑ $999
3 Bed
From$1,115
To$2,255
↑ $1,140
Moorhead, MNZIP-level data

1BR range: $970–$970/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,631
Monthly in Moorhead, MN
$7,567
Monthly in Raleigh, NC
$936
Difference

Home Values

Moorhead
Raleigh
$275K
Median Value
$512K
↑ +2.8%
YoY Change
↓ -0.5%
↑ +25.5%
5-Year Change
↑ +38.2%
$275K
Price Range
$314K - $992K

Homes in Raleigh are 86% more expensive than Moorhead

Calculate payment - MoorheadCalculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.3K
Per year
Monthly Difference
$276
More take-home
Effective Rate Diff
2.2%
Rate difference

Moorhead, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Moorhead, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Moorhead
Raleigh
42 Good
Air Quality
46 Good
66.4%
Good Air Days
61.7%
98 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+2.8°F
14 days
Heat Days >95°F
31 days
▲+3.6°F
2050 Outlook
▲+2.8°F
14 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between Minnesota and North Carolina on TaxTakeHome.com

Similar cost to Raleigh, NC

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