Is Boise, ID cheaper than Moreno Valley, CA?

Based on cost of living data, Boise, ID is 9.4% cheaper than Moreno Valley, CA. This translates to saving $705 per month.

What salary do I need in Boise, ID to live like I do in Moreno Valley, CA?

If you earn $150,000 in Moreno Valley, CA, you'd need approximately $141,538.462 in Boise, ID to maintain the same standard of living.

How does housing cost compare between Moreno Valley, CA and Boise, ID?

Housing in Boise, ID is 14.8% cheaper than in Moreno Valley, CA. For a two-bedroom apartment, rent is $1,660/month in Boise, ID compared to $2,560/month in Moreno Valley, CA.

How much can I save per month by moving from Moreno Valley, CA to Boise, ID?

Moving from Moreno Valley, CA to Boise, ID could save you approximately $705 per month, or $8462 per year, based on a $150,000 salary.

Moreno Valley, CA vs Boise, ID: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Moreno Valley, CA

Numbers update automatically as you type

You'd save $705/month moving to Boise, ID

$150.0K in your current city equals $141.5K in Boise, ID

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 9.4%

Less expensive

Monthly Impact

$705

Savings

Annual Impact

$8.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Moreno Valley, CA

Population:212K

Cost Index:

100

100 = national average

Median Home:$560K

Boise, ID

Population:236K

Cost Index:

(9% below avg)

Median Home:$504K

Moreno Valley, CA

The Golden State

212K

Population

State Tax

Yes

Located in California, this city has a population of 212K residents.

Boise, ID

The Gem State

236K

Population

State Tax

Yes

Located in Idaho, this city has a population of 236K residents.

Cost Breakdown by Category

Annual spending: Moreno Valley, CA vs Boise, ID

Category	Moreno Valley, CA	Boise, ID	Difference	Change
Transportation	$2,158/mo	$1,325/mo	↓ $833less	38.6%
Housing	$3,508/mo	$2,989/mo	↓ $520less	14.8%
Healthcare	$551/mo	$644/mo	↑ $92.94more	16.9%
All Utilities	$557/mo	$486/mo	↓ $71.03less	12.7%
Groceries	$1,039/mo	$979/mo	↓ $59.96less	5.8%
Other	$1,724/mo	$1,774/mo	↑ $50.22more	2.9%

Transportation

↓ 38.6%

Moreno Valley, CA

$2,158

Boise, ID

$1,325

Difference

$833

less

Housing

↓ 14.8%

Moreno Valley, CA

$3,508

Boise, ID

$2,989

Difference

$520

less

Healthcare

↑ 16.9%

Moreno Valley, CA

$551

Boise, ID

$644

Difference

$92.94

All Utilities

↓ 12.7%

Moreno Valley, CA

$557

Boise, ID

$486

Difference

$71.03

less

Groceries

↓ 5.8%

Moreno Valley, CA

$1,039

Boise, ID

$979

Difference

$59.96

less

Other

↑ 2.9%

Moreno Valley, CA

$1,724

Boise, ID

$1,774

Difference

$50.22

🏠Rent Comparison

Studio

From$1,970

To$1,170

↓ $800

1 Bed

From$2,070

To$1,390

↓ $680

2 Bed

From$2,560

To$1,660

↓ $900

3 Bed

From$3,390

To$2,320

↓ $1,070

Moreno Valley, CAZIP-level data

1BR range: $1,970–$2,360/mo

Boise, IDZIP-level data

1BR range: $1,390–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539

Monthly in Moreno Valley, CA

$8,198

Monthly in Boise, ID

$1,341

Difference

Home Values

Moreno Valley

Boise

$560K

Median Value

$504K

↓ -2.6%

YoY Change

↑ +1.6%

↑ +38.4%

5-Year Change

↑ +24.7%

$510K - $606K

Price Range

$413K - $779K

Homes in Boise are 10% less expensive than Moreno Valley

Calculate payment - Moreno Valley Calculate payment - Boise

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.6K

More taxes

Monthly Difference

$468

Less take-home

Effective Rate Diff

3.7%

Rate difference

Moreno Valley, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Boise, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Additional Tax Information

Moreno Valley, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Boise, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.