Is San Antonio, TX cheaper than Moreno Valley, CA?

Based on cost of living data, San Antonio, TX is 22.2% cheaper than Moreno Valley, CA. This translates to saving $1667 per month.

What salary do I need in San Antonio, TX to live like I do in Moreno Valley, CA?

If you earn $150,000 in Moreno Valley, CA, you'd need approximately $130,000 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Moreno Valley, CA and San Antonio, TX?

Housing in San Antonio, TX is 40.1% cheaper than in Moreno Valley, CA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,560/month in Moreno Valley, CA.

How much can I save per month by moving from Moreno Valley, CA to San Antonio, TX?

Moving from Moreno Valley, CA to San Antonio, TX could save you approximately $1667 per month, or $20000 per year, based on a $150,000 salary.

Moreno Valley, CA vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Moreno Valley, CA — ZIP-level rent data · COL adjusted from Riverside, CA area

Current salary in Moreno Valley, CA

Numbers update automatically as you type

You'd save $1.7K/month moving to San Antonio, TX

$150.0K in your current city equals $130.0K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 22.2%

Less expensive

Monthly Impact

$1,667

Savings

Annual Impact

$20.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Moreno Valley, CA

Population:212K

Cost Index:100

Median Home:$560K

San Antonio, TX

Population:1547K

Cost Index:78

Median Home:$215K

Moreno Valley, CA

The Golden State

212K

Population

State Tax

Yes

Located in California, this city has a population of 212K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Moreno Valley, CA vs San Antonio, TX

Category	Moreno Valley, CA	San Antonio, TX	Difference	Change
🏠Housing	$3,508/mo	$2,100/mo	↓ $1,409less	40.1%
🚗Transportation	$2,158/mo	$1,287/mo	↓ $872less	40.4%
🛒Groceries	$1,039/mo	$913/mo	↓ $126less	12.1%
📦Other	$1,724/mo	$1,647/mo	↓ $77.00less	4.5%
⚡All Utilities	$557/mo	$496/mo	↓ $61.75less	11.1%
🏥Healthcare	$551/mo	$527/mo	↓ $24.78less	4.5%

🏠Housing

↓ 40.1%

Moreno Valley, CA

$3,508

San Antonio, TX

$2,100

Difference

$1,409

less

🚗Transportation

↓ 40.4%

Moreno Valley, CA

$2,158

San Antonio, TX

$1,287

Difference

$872

less

🛒Groceries

↓ 12.1%

Moreno Valley, CA

$1,039

San Antonio, TX

$913

Difference

$126

less

📦Other

↓ 4.5%

Moreno Valley, CA

$1,724

San Antonio, TX

$1,647

Difference

$77.00

less

⚡All Utilities

↓ 11.1%

Moreno Valley, CA

$557

San Antonio, TX

$496

Difference

$61.75

less

🏥Healthcare

↓ 4.5%

Moreno Valley, CA

$551

San Antonio, TX

$527

Difference

$24.78

less

🏠Rent Comparison

Studio

From$1,970

To$1,110

↓ $860

1 Bed

From$2,070

To$1,210

↓ $860

2 Bed

From$2,560

To$1,470

↓ $1,090

3 Bed

From$3,390

To$1,890

↓ $1,500

Moreno Valley, CAZIP-level data

1BR range: $1,970–$2,360/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539

Monthly in Moreno Valley, CA

$6,969

Monthly in San Antonio, TX

$2,569

Difference

Home Values

Moreno Valley

San Antonio

$560K

Median Value

$215K

↓ -2.6%

YoY Change

↓ -2.9%

↑ +38.4%

5-Year Change

↑ +16.7%

$510K - $606K

Price Range

$107K - $905K

Homes in San Antonio are 62% less expensive than Moreno Valley

Calculate payment - Moreno Valley Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Moreno Valley, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Moreno Valley, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.