Is St. Louis, MO cheaper than Mount Vernon, NY?

Based on cost of living data, St. Louis, MO is 42.2% cheaper than Mount Vernon, NY. This translates to saving $3168 per month.

What salary do I need in St. Louis, MO to live like I do in Mount Vernon, NY?

If you earn $150,000 in Mount Vernon, NY, you'd need approximately $111,984.165 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Mount Vernon, NY and St. Louis, MO?

Housing in St. Louis, MO is 69.7% cheaper than in Mount Vernon, NY. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,080/month in Mount Vernon, NY.

How much can I save per month by moving from Mount Vernon, NY to St. Louis, MO?

Moving from Mount Vernon, NY to St. Louis, MO could save you approximately $3168 per month, or $38016 per year, based on a $150,000 salary.

Mount Vernon, NY vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Mount Vernon, NY — ZIP-level rent data · COL adjusted from New York, NY area

Current salary in Mount Vernon, NY

Numbers update automatically as you type

You'd save $3.2K/month moving to St. Louis, MO

$150.0K in your current city equals $112.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 42.2%

Less expensive

Monthly Impact

$3,168

Savings

Annual Impact

$38.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mount Vernon, NY

Population:71K

Cost Index:100

Median Home:$550K

St. Louis, MO

Population:302K

Cost Index:58

Median Home:$145K

Mount Vernon, NY

The Empire State

71K

Population

State Tax

Yes

Located in New York, this city has a population of 71K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Mount Vernon, NY vs St. Louis, MO

Category	Mount Vernon, NY	St. Louis, MO	Difference	Change
🏠Housing	$6,171/mo	$1,871/mo	↓ $4,300less	69.7%
🚗Transportation	$1,437/mo	$1,216/mo	↓ $221less	15.4%
📦Other	$1,824/mo	$1,607/mo	↓ $216less	11.9%
🛒Groceries	$1,103/mo	$949/mo	↓ $154less	14.0%
🏥Healthcare	$651/mo	$527/mo	↓ $125less	19.1%
⚡All Utilities	$568/mo	$535/mo	↓ $32.60less	5.7%

🏠Housing

↓ 69.7%

Mount Vernon, NY

$6,171

St. Louis, MO

$1,871

Difference

$4,300

less

🚗Transportation

↓ 15.4%

Mount Vernon, NY

$1,437

St. Louis, MO

$1,216

Difference

$221

less

📦Other

↓ 11.9%

Mount Vernon, NY

$1,824

St. Louis, MO

$1,607

Difference

$216

less

🛒Groceries

↓ 14.0%

Mount Vernon, NY

$1,103

St. Louis, MO

$949

Difference

$154

less

🏥Healthcare

↓ 19.1%

Mount Vernon, NY

$651

St. Louis, MO

$527

Difference

$125

less

⚡All Utilities

↓ 5.7%

Mount Vernon, NY

$568

St. Louis, MO

$535

Difference

$32.60

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Mount Vernon, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,806

To$910

↓ $896

1 Bed

From$1,898

To$950

↓ $948

2 Bed

From$2,080

To$1,160

↓ $920

3 Bed

From$2,606

To$1,490

↓ $1,116

Mount Vernon, NYZIP-level data

1BR range: $2,490–$2,510/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,754

Monthly in Mount Vernon, NY

$6,705

Monthly in St. Louis, MO

$5,049

Difference

Home Values

Mount Vernon

St. Louis

$550K

Median Value

$145K

↓ -0.1%

YoY Change

↓ -0.8%

↑ +4.9%

5-Year Change

↑ +10.9%

$533K - $565K

Price Range

$38K - $302K

Homes in St. Louis are 74% less expensive than Mount Vernon

Calculate payment - Mount Vernon Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.6K

Per year

Monthly Difference

$135

More take-home

Effective Rate Diff

1.1%

Rate difference

Mount Vernon, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Mount Vernon, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.