Murfreesboro, TN vs Asheville, NC: Cost of Living

Which city costs less?

Asheville, NC has a modeled overall cost index 8.8% lower than Murfreesboro, TN.

Murfreesboro, TN · modeled 2BR rent: $1,635 / month
Asheville, NC · modeled 2BR rent: $1,690 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Murfreesboro, TN and Asheville, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Murfreesboro, TN

Numbers update automatically as you type

Estimated savings: $586/month in Asheville, NC

$150,000 in your current city has a modeled equivalent of $142,969 in Asheville, NC

Regional cost estimates: Murfreesboro, TN uses Nashville, TN. Asheville, NC uses Charlotte, NC. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 8.8%

Less expensive

Monthly Impact

$586

Savings

Annual Impact

$7.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Murfreesboro, TN

Population:165K

Cost Index:

99.5

100 = national average

Typical Home:$400K

Asheville, NC

Population:95K

Cost Index:

90.8

100 = national average

Typical Home:$443K

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Murfreesboro, TN

The Volunteer State

165K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 165K residents.

💡 Advantage: Tennessee has no state income tax!

Asheville, NC

The Tar Heel State

95K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 95K residents.

Cost Breakdown by Category

Estimated monthly spending: Murfreesboro, TN vs Asheville, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Murfreesboro, TN	Asheville, NC	Difference	Change
Other	$1,886/mo	$1,606/mo	↓ $280less	14.8%
Housing	$2,317/mo	$2,090/mo	↓ $227less	9.8%
Transportation	$1,247/mo	$1,131/mo	↓ $116less	9.3%
Groceries	$938/mo	$962/mo	↑ $24.04more	2.6%
Healthcare	$600/mo	$621/mo	↑ $20.64more	3.4%
All Utilities	$513/mo	$505/mo	↓ $8.11less	1.6%

Other

↓ 14.8%

Murfreesboro, TN

$1,886

Asheville, NC

$1,606

Difference

$280

less

Housing

↓ 9.8%

Murfreesboro, TN

$2,317

Asheville, NC

$2,090

Difference

$227

less

Transportation

↓ 9.3%

Murfreesboro, TN

$1,247

Asheville, NC

$1,131

Difference

$116

less

Groceries

↑ 2.6%

Murfreesboro, TN

$938

Asheville, NC

$962

Difference

$24.04

Healthcare

↑ 3.4%

Murfreesboro, TN

$600

Asheville, NC

$621

Difference

$20.64

All Utilities

↓ 1.6%

Murfreesboro, TN

$513

Asheville, NC

$505

Difference

$8.11

less

🏠Rent Comparison

Studio

From$1,425

To$1,350

↓ $75.00

1 Bed

From$1,490

To$1,540

↑ $50.00

2 Bed

From$1,635

To$1,690

↑ $55.00

3 Bed

From$2,090

To$2,050

↓ $40.00

Murfreesboro, TNZIP-level data

1BR range: $1,340–$1,640/mo

Asheville, NCZIP-level data

1BR range: $1,440–$1,890/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Murfreesboro, TN

$6,914

Monthly in Asheville, NC

$586

Difference

Home Values

Murfreesboro

Asheville

$400K

Median Value

$443K

YoY Change

↓ -4.4%

↑ +35.5%

5-Year Change

↑ +31.3%

$364K - $436K

Price Range

$393K - $578K

Homes in Asheville are 11% more expensive than Murfreesboro

Calculate payment - Murfreesboro Calculate payment - Asheville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Murfreesboro, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Asheville, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Murfreesboro, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Asheville, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Murfreesboro

Asheville

50 Good

Air Quality

51 Moderate

51.6%

Good Air Days

46.2%

97 High

Climate Risk

97 High

🌊🫨🌪

Top Hazards

🌊🌪💨

▲+2.8°F

2050 Outlook

▲+2.9°F

42 days

Heat Days >95°F

36 days

▲+2.8°F

2050 Outlook

▲+2.9°F

42 days

Heat Days >95°F

36 days

Before moving from Murfreesboro, TN to Asheville, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Asheville, NC for the same bedroom count and included utilities as your home in Murfreesboro, TN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Murfreesboro to Asheville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Asheville, NC by cost, housing, population and region.

Frequently Asked Questions: Murfreesboro, TN vs Asheville, NC

How do the cost estimates for Murfreesboro, TN and Asheville, NC compare?

Asheville, NC has a modeled overall cost index 8.8% lower than Murfreesboro, TN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Murfreesboro, TN, the model estimates $142,969 in Asheville, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Murfreesboro, TN and Asheville, NC?

The modeled two-bedroom rents are $1,635/month in Murfreesboro, TN and $1,690/month in Asheville, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Tennessee and North Carolina on TaxTakeHome.com