Is Clarksville, TN cheaper than Murfreesboro, TN?

Based on cost of living data, Clarksville, TN is 1.0% cheaper than Murfreesboro, TN. The two cities have very similar living costs.

What salary do I need in Clarksville, TN to live like I do in Murfreesboro, TN?

If you earn $150,000 in Murfreesboro, TN, you'd need approximately $149,096.28 in Clarksville, TN to maintain the same standard of living.

How does housing cost compare between Murfreesboro, TN and Clarksville, TN?

Housing in Clarksville, TN is 1.0% cheaper than in Murfreesboro, TN. For a two-bedroom apartment, rent is $1,136/month in Clarksville, TN compared to $1,341/month in Murfreesboro, TN.

How much can I save per month by moving from Murfreesboro, TN to Clarksville, TN?

Moving from Murfreesboro, TN to Clarksville, TN could save you approximately $75 per month, or $904 per year, based on a $150,000 salary.

Murfreesboro, TN vs Clarksville, TN: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Murfreesboro, TN

Numbers update automatically as you type

You'd save $75.31/month moving to Clarksville, TN

$150.0K in your current city equals $149.1K in Clarksville, TN

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

↓ 1.0%

Less expensive

Monthly Impact

$75.31

Savings

Annual Impact

$904

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Murfreesboro, TN

Population:165K

Cost Index:

100

100 = national average

Median Home:$400K

Clarksville, TN

Population:181K

Cost Index:

(1% below avg)

Median Home:$302K

Murfreesboro, TN

The Volunteer State

165K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 165K residents.

💡 Advantage: Tennessee has no state income tax!

Clarksville, TN

The Volunteer State

181K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 181K residents.

💡 Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Annual spending: Murfreesboro, TN vs Clarksville, TN

Category	Murfreesboro, TN	Clarksville, TN	Difference	Change
Housing	$2,301/mo	$2,278/mo	↓ $23.11less	1.0%
Other	$1,873/mo	$1,854/mo	↓ $18.81less	1.0%
Transportation	$1,239/mo	$1,226/mo	↓ $12.44less	1.0%
Groceries	$932/mo	$928/mo	↓ $4.69less	0.5%
Healthcare	$596/mo	$593/mo	↓ $3.00less	0.5%
All Utilities	$510/mo	$507/mo	↓ $2.57less	0.5%

Housing

↓ 1.0%

Murfreesboro, TN

$2,301

Clarksville, TN

$2,278

Difference

$23.11

less

Other

↓ 1.0%

Murfreesboro, TN

$1,873

Clarksville, TN

$1,854

Difference

$18.81

less

Transportation

↓ 1.0%

Murfreesboro, TN

$1,239

Clarksville, TN

$1,226

Difference

$12.44

less

Groceries

↓ 0.5%

Murfreesboro, TN

$932

Clarksville, TN

$928

Difference

$4.69

less

Healthcare

↓ 0.5%

Murfreesboro, TN

$596

Clarksville, TN

$593

Difference

$3.00

less

All Utilities

↓ 0.5%

Murfreesboro, TN

$510

Clarksville, TN

$507

Difference

$2.57

less

🏠Rent Comparison

Studio

From$1,168

To$917

↓ $251

1 Bed

From$1,222

To$925

↓ $297

2 Bed

From$1,341

To$1,136

↓ $205

3 Bed

From$1,714

To$1,583

↓ $131

Murfreesboro, TNZIP-level data

1BR range: $1,340–$1,640/mo

Clarksville, TNZIP-level data

1BR range: $1,120–$1,170/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,452

Monthly in Murfreesboro, TN

$7,387

Monthly in Clarksville, TN

$64.62

Difference

Home Values

Murfreesboro

Clarksville

$400K

Median Value

$302K

YoY Change

↓ -0.6%

↑ +35.5%

5-Year Change

↑ +39.6%

$364K - $436K

Price Range

$289K - $393K

Homes in Clarksville are 24% less expensive than Murfreesboro

Calculate payment - Murfreesboro Calculate payment - Clarksville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Murfreesboro, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Clarksville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Murfreesboro, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Clarksville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.