Is Phoenix, AZ cheaper than Murfreesboro, TN?

Based on cost of living data, Phoenix, AZ is 3.9% more expensive than Murfreesboro, TN. This translates to spending an extra $290 per month.

What salary do I need in Phoenix, AZ to live like I do in Murfreesboro, TN?

If you earn $150,000 in Murfreesboro, TN, you'd need approximately $153,477.509 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Murfreesboro, TN and Phoenix, AZ?

Housing in Phoenix, AZ is 21.2% more expensive than in Murfreesboro, TN. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,341/month in Murfreesboro, TN.

How much can I save per month by moving from Murfreesboro, TN to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $290 more per month than Murfreesboro, TN, or $3478 more per year, based on a $150,000 salary.

Murfreesboro, TN vs Phoenix, AZ: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Murfreesboro, TN — ZIP-level rent data · COL adjusted from Nashville, TN area

Current salary in Murfreesboro, TN

Numbers update automatically as you type

You'd spend $290/month more in Phoenix, AZ

$150.0K in your current city equals $153.5K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

↑ 3.9%

More expensive

Monthly Impact

$290

Extra cost

Annual Impact

$3.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Murfreesboro, TN

Population:165K

Cost Index:100

Median Home:$400K

Phoenix, AZ

Population:1608K

Cost Index:104

Median Home:$414K

Murfreesboro, TN

The Volunteer State

165K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 165K residents.

💡 Advantage: Tennessee has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Murfreesboro, TN vs Phoenix, AZ

Category	Murfreesboro, TN	Phoenix, AZ	Difference	Change
🏠Housing	$2,301/mo	$2,788/mo	↑ $487more	21.2%
🚗Transportation	$1,239/mo	$1,489/mo	↑ $250more	20.2%
📦Other	$1,873/mo	$1,677/mo	↓ $196less	10.5%
⚡All Utilities	$510/mo	$561/mo	↑ $51.33more	10.1%
🛒Groceries	$932/mo	$963/mo	↑ $30.91more	3.3%
🏥Healthcare	$596/mo	$589/mo	↓ $7.76less	1.3%

🏠Housing

↑ 21.2%

Murfreesboro, TN

$2,301

Phoenix, AZ

$2,788

Difference

$487

🚗Transportation

↑ 20.2%

Murfreesboro, TN

$1,239

Phoenix, AZ

$1,489

Difference

$250

📦Other

↓ 10.5%

Murfreesboro, TN

$1,873

Phoenix, AZ

$1,677

Difference

$196

less

⚡All Utilities

↑ 10.1%

Murfreesboro, TN

$510

Phoenix, AZ

$561

Difference

$51.33

🛒Groceries

↑ 3.3%

Murfreesboro, TN

$932

Phoenix, AZ

$963

Difference

$30.91

🏥Healthcare

↓ 1.3%

Murfreesboro, TN

$596

Phoenix, AZ

$589

Difference

$7.76

less

🏠Rent Comparison

Studio

From$1,168

To$1,390

↑ $222

1 Bed

From$1,222

To$1,510

↑ $288

2 Bed

From$1,341

To$1,750

↑ $409

3 Bed

From$1,714

To$2,330

↑ $616

Murfreesboro, TNZIP-level data

1BR range: $1,340–$1,640/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,452

Monthly in Murfreesboro, TN

$8,068

Monthly in Phoenix, AZ

$616

Difference

Home Values

Murfreesboro

Phoenix

$400K

Median Value

$414K

YoY Change

↓ -3.1%

↑ +35.5%

5-Year Change

↑ +30.2%

$364K - $436K

Price Range

$274K - $957K

Homes in Phoenix are 3% more expensive than Murfreesboro

Calculate payment - Murfreesboro Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Murfreesboro, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Murfreesboro, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.