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Cost of Living Comparison 2026

๐Ÿ“ Nacogdoches, TX โ€” ZIP-level rent data ยท COL adjusted from Houston, TX area

$

Numbers update automatically as you type

You'd spend $2.4K/month more in Austin, TX

$150.0K in your current city equals $178.9K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 32.2%
More expensive
Monthly Impact
$2,412
Extra cost
Annual Impact
$28.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nacogdoches, TX

Population:32K
Cost Index:100
Median Home:$177K

Austin, TX

Population:979K
Cost Index:132
Median Home:$558K

Nacogdoches, TX

The Lone Star State

32K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 32K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Nacogdoches, TX vs Austin, TX

๐Ÿ Housing
โ†‘ 81.1%
Nacogdoches, TX
$1,592
Austin, TX
$2,885
Difference
$1,292
more
๐Ÿ“ฆOther
โ†‘ 21.9%
Nacogdoches, TX
$1,428
Austin, TX
$1,741
Difference
$313
more
๐Ÿ›’Groceries
โ†‘ 17.1%
Nacogdoches, TX
$819
Austin, TX
$959
Difference
$140
more
๐Ÿš—Transportation
โ†‘ 9.7%
Nacogdoches, TX
$1,171
Austin, TX
$1,284
Difference
$113
more
๐ŸฅHealthcare
โ†‘ 16.5%
Nacogdoches, TX
$505
Austin, TX
$589
Difference
$83.57
more
โšกAll Utilities
โ†‘ 9.0%
Nacogdoches, TX
$496
Austin, TX
$541
Difference
$44.49
more

๐Ÿ Rent Comparison

Studio
From$597
To$1,585
โ†‘ $988
1 Bed
From$625
To$1,685
โ†‘ $1,060
2 Bed
From$748
To$1,995
โ†‘ $1,247
3 Bed
From$899
To$2,525
โ†‘ $1,626
Nacogdoches, TXZIP-level data

1BR range: $910โ€“$910/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,011
Monthly in Nacogdoches, TX
$7,998
Monthly in Austin, TX
$1,987
Difference

Home Values

Nacogdoches
Austin
$177K
Median Value
$558K
โ†“ -0.7%
YoY Change
โ†“ -5%
โ†‘ +23.7%
5-Year Change
โ†‘ +12.6%
$177K
Price Range
$272K - $1.26M

Homes in Austin are 215% more expensive than Nacogdoches

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Nacogdoches, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Nacogdoches, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Nacogdoches
Austin
61 Moderate
Air Quality
52 Moderate
13.7%
Good Air Days
42.6%
100 Very High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
64 days
Heat Days >95ยฐF
98 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
64 days
Heat Days >95ยฐF
98 days

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