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Cost of Living Comparison 2026

📍 Nacogdoches, TX — ZIP-level rent data · COL adjusted from Houston, TX area

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Numbers update automatically as you type

You'd spend $1.8K/month more in Raleigh, NC

$150.0K in your current city equals $172.0K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 24.5%
More expensive
Monthly Impact
$1,834
Extra cost
Annual Impact
$22.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nacogdoches, TX

Population:32K
Cost Index:100
Median Home:$177K

Raleigh, NC

Population:474K
Cost Index:124
Median Home:$512K

Nacogdoches, TX

The Lone Star State

32K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 32K residents.

💡 Advantage: Texas has no state income tax!

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Research Triangle
  • •State capital
  • •Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Nacogdoches, TX vs Raleigh, NC

🏠Housing
↑ 55.0%
Nacogdoches, TX
$1,592
Raleigh, NC
$2,469
Difference
$876
more
📦Other
↑ 19.6%
Nacogdoches, TX
$1,428
Raleigh, NC
$1,707
Difference
$280
more
🛒Groceries
↑ 17.1%
Nacogdoches, TX
$819
Raleigh, NC
$959
Difference
$140
more
🚗Transportation
↑ 9.7%
Nacogdoches, TX
$1,171
Raleigh, NC
$1,284
Difference
$113
more
🏥Healthcare
↑ 19.0%
Nacogdoches, TX
$505
Raleigh, NC
$601
Difference
$95.96
more
⚡All Utilities
↑ 10.1%
Nacogdoches, TX
$496
Raleigh, NC
$546
Difference
$49.95
more

🏠Rent Comparison

Studio
From$597
To$1,570
↑ $973
1 Bed
From$625
To$1,640
↑ $1,015
2 Bed
From$748
To$1,800
↑ $1,052
3 Bed
From$899
To$2,255
↑ $1,356
Nacogdoches, TXZIP-level data

1BR range: $910–$910/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,011
Monthly in Nacogdoches, TX
$7,567
Monthly in Raleigh, NC
$1,556
Difference

Home Values

Nacogdoches
Raleigh
$177K
Median Value
$512K
↓ -0.7%
YoY Change
↓ -0.5%
↑ +23.7%
5-Year Change
↑ +38.2%
$177K
Price Range
$314K - $992K

Homes in Raleigh are 189% more expensive than Nacogdoches

Calculate payment - NacogdochesCalculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

Nacogdoches, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Nacogdoches, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Nacogdoches
Raleigh
61 Moderate
Air Quality
46 Good
13.7%
Good Air Days
61.7%
100 Very High
Climate Risk
96 High
🌊🌅🌀
Top Hazards
🌊🌡🌪
▲+2.2°F
2050 Outlook
▲+2.8°F
64 days
Heat Days >95°F
31 days
▲+2.2°F
2050 Outlook
▲+2.8°F
64 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between Texas and North Carolina on TaxTakeHome.com

Similar cost to Raleigh, NC

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