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Cost of Living Comparison 2026

📍 Nacogdoches, TX — ZIP-level rent data · COL adjusted from Houston, TX area

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Numbers update automatically as you type

You'd spend $2.4K/month more in Tampa, FL

$150.0K in your current city equals $178.9K in Tampa, FL

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 32.2%
More expensive
Monthly Impact
$2,412
Extra cost
Annual Impact
$28.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nacogdoches, TX

Population:32K
Cost Index:100
Median Home:$177K

Tampa, FL

Population:385K
Cost Index:132
Median Home:$367K

Nacogdoches, TX

The Lone Star State

32K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 32K residents.

💡 Advantage: Texas has no state income tax!

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Major Tampa Bay area
  • •No state income tax
  • •Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Nacogdoches, TX vs Tampa, FL

🏠Housing
↑ 69.7%
Nacogdoches, TX
$1,592
Tampa, FL
$2,703
Difference
$1,110
more
📦Other
↑ 26.6%
Nacogdoches, TX
$1,428
Tampa, FL
$1,808
Difference
$380
more
🛒Groceries
↑ 24.4%
Nacogdoches, TX
$819
Tampa, FL
$1,019
Difference
$200
more
🚗Transportation
↑ 9.7%
Nacogdoches, TX
$1,171
Tampa, FL
$1,284
Difference
$113
more
⚡All Utilities
↑ 15.6%
Nacogdoches, TX
$496
Tampa, FL
$574
Difference
$77.28
more
🏥Healthcare
↑ 12.9%
Nacogdoches, TX
$505
Tampa, FL
$570
Difference
$64.98
more

🏠Rent Comparison

Studio
From$597
To$1,850
↑ $1,253
1 Bed
From$625
To$1,960
↑ $1,335
2 Bed
From$748
To$2,290
↑ $1,542
3 Bed
From$899
To$2,930
↑ $2,031
Nacogdoches, TXZIP-level data

1BR range: $910–$910/mo

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,011
Monthly in Nacogdoches, TX
$7,958
Monthly in Tampa, FL
$1,946
Difference

Home Values

Nacogdoches
Tampa
$177K
Median Value
$367K
↓ -0.7%
YoY Change
↓ -4%
↑ +23.7%
5-Year Change
↑ +42.1%
$177K
Price Range
$251K - $989K

Homes in Tampa are 107% more expensive than Nacogdoches

Calculate payment - NacogdochesCalculate payment - Tampa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Nacogdoches, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Nacogdoches, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Nacogdoches
Tampa
61 Moderate
Air Quality
50 Good
13.7%
Good Air Days
52.5%
100 Very High
Climate Risk
99 High
🌊🌅🌀
Top Hazards
🌊🌅🌀
▲+2.2°F
2050 Outlook
▲+2.2°F
64 days
Heat Days >95°F
38 days
▲+2.2°F
2050 Outlook
▲+2.2°F
64 days
Heat Days >95°F
38 days

💰 See how taxes change too — compare take-home pay between Texas and Florida on TaxTakeHome.com

Similar cost to Tampa, FL

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