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Cost of Living Comparison 2026

๐Ÿ“ New Haven, CT โ€” ZIP-level rent data ยท COL adjusted from New York, NY area

$

Numbers update automatically as you type

You'd save $1.9K/month moving to Indianapolis, IN

$150.0K in your current city equals $127.7K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from Hartford-West Hartford-East Hartford, CT area
Overall Cost
โ†“ 24.8%
Less expensive
Monthly Impact
$1,856
Savings
Annual Impact
$22.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New Haven, CT

Population:135K
Cost Index:100
Median Home:$353K

Indianapolis, IN

Population:888K
Cost Index:75
Median Home:$176K

New Haven, CT

The Constitution State

135K
Population
State Tax
Yes

Located in Connecticut, this city has a population of 135K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: New Haven, CT vs Indianapolis, IN

๐Ÿ Housing
โ†“ 58.9%
New Haven, CT
$4,737
Indianapolis, IN
$1,949
Difference
$2,788
less
๐Ÿ“ฆOther
โ†‘ 13.6%
New Haven, CT
$1,400
Indianapolis, IN
$1,590
Difference
$191
more
๐Ÿš—Transportation
โ†‘ 7.8%
New Haven, CT
$1,103
Indianapolis, IN
$1,188
Difference
$85.72
more
๐Ÿ›’Groceries
โ†“ 4.9%
New Haven, CT
$967
Indianapolis, IN
$919
Difference
$47.25
less
๐ŸฅHealthcare
โ†‘ 2.1%
New Haven, CT
$571
Indianapolis, IN
$582
Difference
$11.88
more
โšกAll Utilities
โ†‘ 1.0%
New Haven, CT
$498
Indianapolis, IN
$503
Difference
$4.99
more

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

New Haven, CT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$831
To$1,030
โ†‘ $199
1 Bed
From$965
To$1,170
โ†‘ $205
2 Bed
From$1,193
To$1,360
โ†‘ $167
3 Bed
From$1,474
To$1,760
โ†‘ $286
New Haven, CTZIP-level data

1BR range: $1,520โ€“$2,100/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,274
Monthly in New Haven, CT
$6,732
Monthly in Indianapolis, IN
$2,542
Difference

Home Values

New Haven
Indianapolis
$353K
Median Value
$176K
โ†‘ +3.5%
YoY Change
โ†“ -1.1%
โ†‘ +43.5%
5-Year Change
โ†‘ +26.9%
$286K - $385K
Price Range
$109K - $340K

Homes in Indianapolis are 50% less expensive than New Haven

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.2K
Per year
Monthly Difference
$267
More take-home
Effective Rate Diff
2.1%
Rate difference

New Haven, CT

Federal Income Tax
Effective: 18.9%
$25.5K
Connecticut State Tax
Effective: 5.4%
$8.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$45.1K
Take-Home Pay
$8,745/month
$104.9K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

New Haven, CT Tax Rates

Sales Tax:6.3%
Property Tax:2.1%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New Haven
Indianapolis
43 Good
Air Quality
54 Moderate
65.8%
Good Air Days
36.6%
99 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒ€๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
11 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
11 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Connecticut and Indiana on TaxTakeHome.com

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