Is St. Louis, MO cheaper than New Haven, CT?

Based on cost of living data, St. Louis, MO is 24.8% cheaper than New Haven, CT. This translates to saving $1856 per month.

What salary do I need in St. Louis, MO to live like I do in New Haven, CT?

If you earn $150,000 in New Haven, CT, you'd need approximately $127,724.151 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between New Haven, CT and St. Louis, MO?

Housing in St. Louis, MO is 60.5% cheaper than in New Haven, CT. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,193/month in New Haven, CT.

How much can I save per month by moving from New Haven, CT to St. Louis, MO?

Moving from New Haven, CT to St. Louis, MO could save you approximately $1856 per month, or $22276 per year, based on a $150,000 salary.

New Haven, CT vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 New Haven, CT — ZIP-level rent data · COL adjusted from New York, NY area

Current salary in New Haven, CT

Numbers update automatically as you type

You'd save $1.9K/month moving to St. Louis, MO

$150.0K in your current city equals $127.7K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Hartford-West Hartford-East Hartford, CT area

Overall Cost

↓ 24.8%

Less expensive

Monthly Impact

$1,856

Savings

Annual Impact

$22.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New Haven, CT

Population:135K

Cost Index:100

Median Home:$353K

St. Louis, MO

Population:302K

Cost Index:75

Median Home:$145K

New Haven, CT

The Constitution State

135K

Population

State Tax

Yes

Located in Connecticut, this city has a population of 135K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: New Haven, CT vs St. Louis, MO

Category	New Haven, CT	St. Louis, MO	Difference	Change
🏠Housing	$4,737/mo	$1,871/mo	↓ $2,866less	60.5%
📦Other	$1,400/mo	$1,607/mo	↑ $207more	14.8%
🚗Transportation	$1,103/mo	$1,216/mo	↑ $113more	10.3%
🏥Healthcare	$571/mo	$527/mo	↓ $43.88less	7.7%
⚡All Utilities	$498/mo	$535/mo	↑ $37.77more	7.6%
🛒Groceries	$967/mo	$949/mo	↓ $17.27less	1.8%

🏠Housing

↓ 60.5%

New Haven, CT

$4,737

St. Louis, MO

$1,871

Difference

$2,866

less

📦Other

↑ 14.8%

New Haven, CT

$1,400

St. Louis, MO

$1,607

Difference

$207

🚗Transportation

↑ 10.3%

New Haven, CT

$1,103

St. Louis, MO

$1,216

Difference

$113

🏥Healthcare

↓ 7.7%

New Haven, CT

$571

St. Louis, MO

$527

Difference

$43.88

less

⚡All Utilities

↑ 7.6%

New Haven, CT

$498

St. Louis, MO

$535

Difference

$37.77

🛒Groceries

↓ 1.8%

New Haven, CT

$967

St. Louis, MO

$949

Difference

$17.27

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

New Haven, CT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$831

To$910

↑ $79.00

1 Bed

From$965

To$950

↓ $15.00

2 Bed

From$1,193

To$1,160

↓ $33.00

3 Bed

From$1,474

To$1,490

↑ $16.00

New Haven, CTZIP-level data

1BR range: $1,520–$2,100/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,274

Monthly in New Haven, CT

$6,705

Monthly in St. Louis, MO

$2,569

Difference

Home Values

New Haven

St. Louis

$353K

Median Value

$145K

↑ +3.5%

YoY Change

↓ -0.8%

↑ +43.5%

5-Year Change

↑ +10.9%

$286K - $385K

Price Range

$38K - $302K

Homes in St. Louis are 59% less expensive than New Haven

Calculate payment - New Haven Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $121

Per year

Monthly Difference

$10.08

More take-home

Effective Rate Diff

0.1%

Rate difference

New Haven, CT

Federal Income Tax

Effective: 18.9%

$25.5K

Connecticut State Tax

Effective: 5.4%

$8.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$45.1K

Take-Home Pay

$8,745/month

$104.9K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

New Haven, CT Tax Rates

Sales Tax:6.3%

Property Tax:2.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.