Is St. Louis, MO cheaper than New London, CT?

Based on cost of living data, St. Louis, MO is 12.0% cheaper than New London, CT. This translates to saving $903 per month.

What salary do I need in St. Louis, MO to live like I do in New London, CT?

If you earn $150,000 in New London, CT, you'd need approximately $139,166.66 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between New London, CT and St. Louis, MO?

Housing in St. Louis, MO is 40.6% cheaper than in New London, CT. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,072/month in New London, CT.

How much can I save per month by moving from New London, CT to St. Louis, MO?

Moving from New London, CT to St. Louis, MO could save you approximately $903 per month, or $10833 per year, based on a $150,000 salary.

New London, CT vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 New London, CT — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in New London, CT

Numbers update automatically as you type

You'd save $903/month moving to St. Louis, MO

$150.0K in your current city equals $139.2K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.0%

Less expensive

Monthly Impact

$903

Savings

Annual Impact

$10.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New London, CT

Population:28K

Cost Index:100

Median Home:$303K

St. Louis, MO

Population:302K

Cost Index:88

Median Home:$145K

New London, CT

The Constitution State

28K

Population

State Tax

Yes

Located in Connecticut, this city has a population of 28K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: New London, CT vs St. Louis, MO

Category	New London, CT	St. Louis, MO	Difference	Change
🏠Housing	$3,152/mo	$1,871/mo	↓ $1,281less	40.6%
📦Other	$1,211/mo	$1,607/mo	↑ $396more	32.7%
🏥Healthcare	$606/mo	$527/mo	↓ $79.11less	13.1%
🛒Groceries	$879/mo	$949/mo	↑ $70.03more	8.0%
⚡All Utilities	$583/mo	$535/mo	↓ $47.70less	8.2%
🚗Transportation	$1,215/mo	$1,216/mo	↑ $0.71more	0.1%

🏠Housing

↓ 40.6%

New London, CT

$3,152

St. Louis, MO

$1,871

Difference

$1,281

less

📦Other

↑ 32.7%

New London, CT

$1,211

St. Louis, MO

$1,607

Difference

$396

🏥Healthcare

↓ 13.1%

New London, CT

$606

St. Louis, MO

$527

Difference

$79.11

less

🛒Groceries

↑ 8.0%

New London, CT

$879

St. Louis, MO

$949

Difference

$70.03

⚡All Utilities

↓ 8.2%

New London, CT

$583

St. Louis, MO

$535

Difference

$47.70

less

🚗Transportation

↑ 0.1%

New London, CT

$1,215

St. Louis, MO

$1,216

Difference

$0.71

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

New London, CT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$739

To$910

↑ $171

1 Bed

From$858

To$950

↑ $92.00

2 Bed

From$1,072

To$1,160

↑ $88.00

3 Bed

From$1,382

To$1,490

↑ $108

New London, CTZIP-level data

1BR range: $1,520–$1,520/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,646

Monthly in New London, CT

$6,705

Monthly in St. Louis, MO

$941

Difference

Home Values

New London

St. Louis

$303K

Median Value

$145K

↑ +6.5%

YoY Change

↓ -0.8%

↑ +62.9%

5-Year Change

↑ +10.9%

$303K

Price Range

$38K - $302K

Homes in St. Louis are 52% less expensive than New London

Calculate payment - New London Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $121

Per year

Monthly Difference

$10.08

More take-home

Effective Rate Diff

0.1%

Rate difference

New London, CT

Federal Income Tax

Effective: 18.9%

$25.5K

Connecticut State Tax

Effective: 5.4%

$8.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$45.1K

Take-Home Pay

$8,745/month

$104.9K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

New London, CT Tax Rates

Sales Tax:6.3%

Property Tax:2.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.