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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $179/month more in Seattle, WA

$150.0K in your current city equals $152.1K in Seattle, WA

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
2.4%
More expensive
Monthly Impact
$179
Extra cost
Annual Impact
$2.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Newark, NJ

Population:312K
Cost Index:
100
100 = national average
Median Home:$484K

Seattle, WA

Population:749K
Cost Index:
102
(2% above avg)
Median Home:$808K

Newark, NJ

The Garden State

312K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 312K residents.

Seattle, WA

The Evergreen State

749K
Population
State Tax
No Income Tax
Climate
Oceanic

Notable Facts

  • Coffee culture birthplace
  • Major tech center
  • Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Cost Breakdown by Category

Annual spending: Newark, NJ vs Seattle, WA

Transportation
18.5%
Newark, NJ
$1,602
Seattle, WA
$1,899
Difference
$296
more
Healthcare
19.8%
Newark, NJ
$688
Seattle, WA
$824
Difference
$136
more
All Utilities
19.9%
Newark, NJ
$600
Seattle, WA
$481
Difference
$119
less
Housing
1.5%
Newark, NJ
$7,648
Seattle, WA
$7,536
Difference
$112
less
Groceries
7.4%
Newark, NJ
$1,165
Seattle, WA
$1,079
Difference
$85.94
less
Other
2.9%
Newark, NJ
$2,034
Seattle, WA
$1,975
Difference
$58.59
less

🏛️ Local Income Taxes

Newark, NJ: Newark Payroll Tax$1,500/yr (1.0%)

Seattle, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,400
To$2,180
$780
1 Bed
From$1,600
To$2,260
$660
2 Bed
From$1,930
To$2,630
$700
3 Bed
From$2,430
To$3,440
$1,010
Newark, NJZIP-level data

1BR range: $1,600$1,610/mo

Seattle, WAZIP-level data

1BR range: $1,900$3,210/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,737
Monthly in Newark, NJ
$13,794
Monthly in Seattle, WA
$57.34
Difference

Home Values

Newark
Seattle
$484K
Median Value
$808K
↓ -0.4%
YoY Change
↓ -2.5%
↑ +30.9%
5-Year Change
↑ +12.5%
$395K - $565K
Price Range
$433K - $1.34M

Homes in Seattle are 67% more expensive than Newark

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$7.4K
Per year
Monthly Difference
$619
More take-home
Effective Rate Diff
5.0%
Rate difference

Newark, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Seattle, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Newark, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Seattle, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Newark
Seattle
N/A
Air Quality
41 Good
-
Good Air Days
69.7%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🫨
+2.9°F
2050 Outlook
+2.6°F
15 days
Heat Days >95°F
2 days
+2.9°F
2050 Outlook
+2.6°F
15 days
Heat Days >95°F
2 days

💰 See how taxes change too — compare take-home pay between New Jersey and Washington on TaxTakeHome.com

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