Is Austin, TX cheaper than Newburgh, NY?

Based on cost of living data, Austin, TX is 4.7% more expensive than Newburgh, NY. This translates to spending an extra $356 per month.

What salary do I need in Austin, TX to live like I do in Newburgh, NY?

If you earn $150,000 in Newburgh, NY, you'd need approximately $154,266.267 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Newburgh, NY and Austin, TX?

Housing in Austin, TX is 55.7% more expensive than in Newburgh, NY. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,354/month in Newburgh, NY.

How much can I save per month by moving from Newburgh, NY to Austin, TX?

Living in Austin, TX costs approximately $356 more per month than Newburgh, NY, or $4266 more per year, based on a $150,000 salary.

Newburgh, NY vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Newburgh, NY — COL adjusted from Newark, NJ area + state data

Current salary in Newburgh, NY

Numbers update automatically as you type

You'd spend $356/month more in Austin, TX

$150.0K in your current city equals $154.3K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 4.7%

More expensive

Monthly Impact

$356

Extra cost

Annual Impact

$4.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Newburgh, NY

Population:28K

Cost Index:100

Median Home:$484K

Austin, TX

Population:979K

Cost Index:105

Median Home:$558K

Newburgh, NY

The Empire State

28K

Population

State Tax

Yes

Located in New York, this city has a population of 28K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Newburgh, NY vs Austin, TX

Category	Newburgh, NY	Austin, TX	Difference	Change
🏠Housing	$1,853/mo	$2,885/mo	↑ $1,032more	55.7%
🚗Transportation	$1,455/mo	$1,284/mo	↓ $171less	11.8%
📦Other	$1,844/mo	$1,741/mo	↓ $103less	5.6%
🛒Groceries	$1,049/mo	$959/mo	↓ $89.58less	8.5%
🏥Healthcare	$656/mo	$589/mo	↓ $67.65less	10.3%
⚡All Utilities	$568/mo	$541/mo	↓ $27.38less	4.8%

🏠Housing

↑ 55.7%

Newburgh, NY

$1,853

Austin, TX

$2,885

Difference

$1,032

🚗Transportation

↓ 11.8%

Newburgh, NY

$1,455

Austin, TX

$1,284

Difference

$171

less

📦Other

↓ 5.6%

Newburgh, NY

$1,844

Austin, TX

$1,741

Difference

$103

less

🛒Groceries

↓ 8.5%

Newburgh, NY

$1,049

Austin, TX

$959

Difference

$89.58

less

🏥Healthcare

↓ 10.3%

Newburgh, NY

$656

Austin, TX

$589

Difference

$67.65

less

⚡All Utilities

↓ 4.8%

Newburgh, NY

$568

Austin, TX

$541

Difference

$27.38

less

🏛️ Local Income Taxes

Newburgh, NY: Newburgh Resident Tax$2,063/yr (1.4%)

Austin, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$929

To$1,585

↑ $656

1 Bed

From$1,084

To$1,685

↑ $601

2 Bed

From$1,354

To$1,995

↑ $641

3 Bed

From$1,858

To$2,525

↑ $667

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,426

Monthly in Newburgh, NY

$7,998

Monthly in Austin, TX

$573

Difference

Home Values

Newburgh

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Newburgh, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Newburgh, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.