Is Denver, CO cheaper than Newburgh, NY?

Based on cost of living data, Denver, CO is 11.9% more expensive than Newburgh, NY. This translates to spending an extra $889 per month.

What salary do I need in Denver, CO to live like I do in Newburgh, NY?

If you earn $150,000 in Newburgh, NY, you'd need approximately $160,672.712 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Newburgh, NY and Denver, CO?

Housing in Denver, CO is 75.3% more expensive than in Newburgh, NY. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,354/month in Newburgh, NY.

How much can I save per month by moving from Newburgh, NY to Denver, CO?

Living in Denver, CO costs approximately $889 more per month than Newburgh, NY, or $10673 more per year, based on a $150,000 salary.

Newburgh, NY vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Newburgh, NY — COL adjusted from Newark, NJ area + state data

Current salary in Newburgh, NY

Numbers update automatically as you type

You'd spend $889/month more in Denver, CO

$150.0K in your current city equals $160.7K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 11.9%

More expensive

Monthly Impact

$889

Extra cost

Annual Impact

$10.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Newburgh, NY

Population:28K

Cost Index:100

Median Home:$484K

Denver, CO

Population:716K

Cost Index:112

Median Home:$513K

Newburgh, NY

The Empire State

28K

Population

State Tax

Yes

Located in New York, this city has a population of 28K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Newburgh, NY vs Denver, CO

Category	Newburgh, NY	Denver, CO	Difference	Change
🏠Housing	$1,853/mo	$3,248/mo	↑ $1,396more	75.3%
📦Other	$1,844/mo	$1,774/mo	↓ $69.90less	3.8%
⚡All Utilities	$568/mo	$519/mo	↓ $49.23less	8.7%
🏥Healthcare	$656/mo	$632/mo	↓ $24.28less	3.7%
🛒Groceries	$1,049/mo	$1,029/mo	↓ $19.63less	1.9%
🚗Transportation	$1,455/mo	$1,462/mo	↑ $6.37more	0.4%

🏠Housing

↑ 75.3%

Newburgh, NY

$1,853

Denver, CO

$3,248

Difference

$1,396

📦Other

↓ 3.8%

Newburgh, NY

$1,844

Denver, CO

$1,774

Difference

$69.90

less

⚡All Utilities

↓ 8.7%

Newburgh, NY

$568

Denver, CO

$519

Difference

$49.23

less

🏥Healthcare

↓ 3.7%

Newburgh, NY

$656

Denver, CO

$632

Difference

$24.28

less

🛒Groceries

↓ 1.9%

Newburgh, NY

$1,049

Denver, CO

$1,029

Difference

$19.63

less

🚗Transportation

↑ 0.4%

Newburgh, NY

$1,455

Denver, CO

$1,462

Difference

$6.37

🏛️ Local Income Taxes

Newburgh, NY: Newburgh Resident Tax$2,063/yr (1.4%)

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Net difference-$1,994/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$929

To$1,720

↑ $791

1 Bed

From$1,084

To$1,840

↑ $756

2 Bed

From$1,354

To$2,190

↑ $836

3 Bed

From$1,858

To$2,870

↑ $1,012

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,426

Monthly in Newburgh, NY

$8,665

Monthly in Denver, CO

$1,239

Difference

Home Values

Newburgh

Denver

Median Value

$513K

YoY Change

↓ -4.2%

5-Year Change

↑ +13%

Price Range

$352K - $933K

Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.9K

Per year

Monthly Difference

$245

More take-home

Effective Rate Diff

2.0%

Rate difference

Newburgh, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Newburgh, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.