North Arlington, NJ vs New Milford, NJ: Cost of Living

Which city costs less?

New Milford, NJ has a modeled overall cost index 16.0% higher than North Arlington, NJ.

North Arlington, NJ · modeled 2BR rent: $2,240 / month
New Milford, NJ · modeled 2BR rent: $2,240 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare North Arlington, NJ and New Milford, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in North Arlington, NJ

Numbers update automatically as you type

Estimated extra cost: $1,226/month in New Milford, NJ

$150,000 in your current city has a modeled equivalent of $164,714 in New Milford, NJ

Regional cost estimates: North Arlington, NJ uses Newark, NJ. New Milford, NJ uses Jersey City, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 16.0%

More expensive

Monthly Impact

$1,226

Extra cost

Annual Impact

$14.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

North Arlington, NJ

Population:16K

Cost Index:

101.1

100 = national average

Typical Home:$605K

New Milford, NJ

Population:17K

Cost Index:

117.3

100 = national average

Typical Home:$711K

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North Arlington, NJ

The Garden State

16K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 16K residents.

New Milford, NJ

The Garden State

17K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 17K residents.

Cost Breakdown by Category

Estimated monthly spending: North Arlington, NJ vs New Milford, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	North Arlington, NJ	New Milford, NJ	Difference	Change
Housing	$1,879/mo	$3,096/mo	↑ $1,216more	64.7%
Other	$1,871/mo	$1,875/mo	↑ $4.10more	0.2%
Transportation	$1,476/mo	$1,479/mo	↑ $3.24more	0.2%
Groceries	$1,049/mo	$1,050/mo	↑ $1.15more	0.1%
Healthcare	$656/mo	$657/mo	↑ $0.72more	0.1%
All Utilities	$569/mo	$569/mo	↑ $0.62more	0.1%

Housing

↑ 64.7%

North Arlington, NJ

$1,879

New Milford, NJ

$3,096

Difference

$1,216

Other

↑ 0.2%

North Arlington, NJ

$1,871

New Milford, NJ

$1,875

Difference

$4.10

Transportation

↑ 0.2%

North Arlington, NJ

$1,476

New Milford, NJ

$1,479

Difference

$3.24

Groceries

↑ 0.1%

North Arlington, NJ

$1,049

New Milford, NJ

$1,050

Difference

$1.15

Healthcare

↑ 0.1%

North Arlington, NJ

$656

New Milford, NJ

$657

Difference

$0.72

All Utilities

↑ 0.1%

North Arlington, NJ

$569

New Milford, NJ

$569

Difference

$0.62

🏠Rent Comparison

Studio

From$1,710

To$1,710

→ $0

1 Bed

From$1,950

To$1,950

→ $0

2 Bed

From$2,240

To$2,240

→ $0

3 Bed

From$2,730

To$2,730

→ $0

North Arlington, NJZIP-level data

1BR range: $1,950–$1,950/mo

New Milford, NJZIP-level data

1BR range: $1,950–$1,950/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in North Arlington, NJ

$8,726

Monthly in New Milford, NJ

$1,226

Difference

Home Values

North Arlington

New Milford

$605K

Median Value

$711K

↑ +3.7%

YoY Change

↑ +6%

↑ +35.3%

5-Year Change

↑ +41.1%

Homes in New Milford are 18% more expensive than North Arlington

Calculate payment - North Arlington Calculate payment - New Milford

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

North Arlington, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

New Milford, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

North Arlington, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

New Milford, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

North Arlington

New Milford

N/A

Air Quality

41 Good

Good Air Days

71.3%

98 High

Climate Risk

97 High

🌊🌡🌪

Top Hazards

🌊🌅🌡

▲+2.9°F

2050 Outlook

▲+2.8°F

15 days

Heat Days >95°F

12 days

▲+2.9°F

2050 Outlook

▲+2.8°F

15 days

Heat Days >95°F

12 days

Before moving from North Arlington, NJ to New Milford, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in New Milford, NJ for the same bedroom count and included utilities as your home in North Arlington, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your North Arlington to New Milford moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to New Milford, NJ by cost, housing, population and region.

Frequently Asked Questions: North Arlington, NJ vs New Milford, NJ

How do the cost estimates for North Arlington, NJ and New Milford, NJ compare?

New Milford, NJ has a modeled overall cost index 16.0% higher than North Arlington, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in North Arlington, NJ, the model estimates $164,714 in New Milford, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for North Arlington, NJ and New Milford, NJ?

The modeled two-bedroom rents are $2,240/month in North Arlington, NJ and $2,240/month in New Milford, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.