North Arlington, NJ vs St. Louis, MO: Cost of Living

Which city costs less?

St. Louis, MO has a modeled overall cost index 13.9% lower than North Arlington, NJ.

North Arlington, NJ · modeled 2BR rent: $2,240 / month
St. Louis, MO · modeled 2BR rent: $1,160 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare North Arlington, NJ and St. Louis, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in North Arlington, NJ

Numbers update automatically as you type

Estimated savings: $884/month in St. Louis, MO

$150,000 in your current city has a modeled equivalent of $139,388 in St. Louis, MO

Regional cost estimates: North Arlington, NJ uses Newark, NJ. St. Louis, MO uses St. Louis, MO-IL Metropolitan Area. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 13.9%

Less expensive

Monthly Impact

$884

Savings

Annual Impact

$10.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

North Arlington, NJ

Population:16K

Cost Index:

101.1

100 = national average

Typical Home:$605K

St. Louis, MO

Population:302K

Cost Index:

87.0

100 = national average

Typical Home:$145K

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North Arlington, NJ

The Garden State

16K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 16K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Estimated monthly spending: North Arlington, NJ vs St. Louis, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	North Arlington, NJ	St. Louis, MO	Difference	Change
Other	$1,871/mo	$1,586/mo	↓ $285less	15.2%
Transportation	$1,476/mo	$1,199/mo	↓ $276less	18.7%
Healthcare	$656/mo	$520/mo	↓ $137less	20.8%
Groceries	$1,049/mo	$937/mo	↓ $113less	10.7%
All Utilities	$569/mo	$528/mo	↓ $40.20less	7.1%
Housing	$1,879/mo	$1,846/mo	↓ $33.10less	1.8%

Other

↓ 15.2%

North Arlington, NJ

$1,871

St. Louis, MO

$1,586

Difference

$285

less

Transportation

↓ 18.7%

North Arlington, NJ

$1,476

St. Louis, MO

$1,199

Difference

$276

less

Healthcare

↓ 20.8%

North Arlington, NJ

$656

St. Louis, MO

$520

Difference

$137

less

Groceries

↓ 10.7%

North Arlington, NJ

$1,049

St. Louis, MO

$937

Difference

$113

less

All Utilities

↓ 7.1%

North Arlington, NJ

$569

St. Louis, MO

$528

Difference

$40.20

less

Housing

↓ 1.8%

North Arlington, NJ

$1,879

St. Louis, MO

$1,846

Difference

$33.10

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

North Arlington, NJ has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio

From$1,710

To$910

↓ $800

1 Bed

From$1,950

To$950

↓ $1,000

2 Bed

From$2,240

To$1,160

↓ $1,080

3 Bed

From$2,730

To$1,490

↓ $1,240

North Arlington, NJZIP-level data

1BR range: $1,950–$1,950/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in North Arlington, NJ

$6,616

Monthly in St. Louis, MO

$884

Difference

Home Values

North Arlington

St. Louis

$605K

Median Value

$145K

↑ +3.7%

YoY Change

↓ -0.8%

↑ +35.3%

5-Year Change

↑ +10.9%

$605K

Price Range

$38K - $302K

Homes in St. Louis are 76% less expensive than North Arlington

Calculate payment - North Arlington Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $499

More taxes

Monthly Difference

$41.54

Less take-home

Effective Rate Diff

0.3%

Rate difference

North Arlington, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

North Arlington, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

North Arlington

St. Louis

N/A

Air Quality

54 Moderate

Good Air Days

38%

98 High

Climate Risk

99 High

🌊🌡🌪

Top Hazards

🌊🌡🫨

▲+2.9°F

2050 Outlook

▲+3.0°F

15 days

Heat Days >95°F

39 days

▲+2.9°F

2050 Outlook

▲+3.0°F

15 days

Heat Days >95°F

39 days

Before moving from North Arlington, NJ to St. Louis, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in St. Louis, MO for the same bedroom count and included utilities as your home in North Arlington, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your North Arlington to St. Louis moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to St. Louis, MO by cost, housing, population and region.

Frequently Asked Questions: North Arlington, NJ vs St. Louis, MO

How do the cost estimates for North Arlington, NJ and St. Louis, MO compare?

St. Louis, MO has a modeled overall cost index 13.9% lower than North Arlington, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in North Arlington, NJ, the model estimates $139,388 in St. Louis, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for North Arlington, NJ and St. Louis, MO?

The modeled two-bedroom rents are $2,240/month in North Arlington, NJ and $1,160/month in St. Louis, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Jersey and Missouri on TaxTakeHome.com