Is Kansas City, MO cheaper than Oak Forest, IL?

Based on cost of living data, Kansas City, MO is 7.4% cheaper than Oak Forest, IL. This translates to saving $554 per month.

What salary do I need in Kansas City, MO to live like I do in Oak Forest, IL?

If you earn $150,000 in Oak Forest, IL, you'd need approximately $143,351.066 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Oak Forest, IL and Kansas City, MO?

Housing in Kansas City, MO is 15.2% cheaper than in Oak Forest, IL. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,230/month in Oak Forest, IL.

How much can I save per month by moving from Oak Forest, IL to Kansas City, MO?

Moving from Oak Forest, IL to Kansas City, MO could save you approximately $554 per month, or $6649 per year, based on a $150,000 salary.

Oak Forest, IL vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Oak Forest, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Oak Forest, IL

Numbers update automatically as you type

You'd save $554/month moving to Kansas City, MO

$150.0K in your current city equals $143.4K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 7.4%

Less expensive

Monthly Impact

$554

Savings

Annual Impact

$6.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oak Forest, IL

Population:26K

Cost Index:100

Median Home:$278K

Kansas City, MO

Population:508K

Cost Index:93

Median Home:$257K

Oak Forest, IL

The Prairie State

26K

Population

State Tax

Yes

Located in Illinois, this city has a population of 26K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Oak Forest, IL vs Kansas City, MO

Category	Oak Forest, IL	Kansas City, MO	Difference	Change
🏠Housing	$2,481/mo	$2,105/mo	↓ $376less	15.2%
🚗Transportation	$1,510/mo	$1,216/mo	↓ $295less	19.5%
⚡All Utilities	$492/mo	$535/mo	↑ $43.31more	8.8%
🏥Healthcare	$564/mo	$607/mo	↑ $43.24more	7.7%
📦Other	$1,580/mo	$1,607/mo	↑ $26.91more	1.7%
🛒Groceries	$976/mo	$949/mo	↓ $26.57less	2.7%

🏠Housing

↓ 15.2%

Oak Forest, IL

$2,481

Kansas City, MO

$2,105

Difference

$376

less

🚗Transportation

↓ 19.5%

Oak Forest, IL

$1,510

Kansas City, MO

$1,216

Difference

$295

less

⚡All Utilities

↑ 8.8%

Oak Forest, IL

$492

Kansas City, MO

$535

Difference

$43.31

🏥Healthcare

↑ 7.7%

Oak Forest, IL

$564

Kansas City, MO

$607

Difference

$43.24

📦Other

↑ 1.7%

Oak Forest, IL

$1,580

Kansas City, MO

$1,607

Difference

$26.91

🛒Groceries

↓ 2.7%

Oak Forest, IL

$976

Kansas City, MO

$949

Difference

$26.57

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Oak Forest, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,024

To$1,180

↑ $156

1 Bed

From$1,093

To$1,280

↑ $187

2 Bed

From$1,230

To$1,460

↑ $230

3 Bed

From$1,582

To$1,900

↑ $318

Oak Forest, ILZIP-level data

1BR range: $1,430–$1,430/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,604

Monthly in Oak Forest, IL

$7,020

Monthly in Kansas City, MO

$584

Difference

Home Values

Oak Forest

Kansas City

$278K

Median Value

$257K

↑ +3%

YoY Change

↑ +0.6%

↑ +33.1%

5-Year Change

↑ +32.2%

$278K

Price Range

$80K - $587K

Homes in Kansas City are 8% less expensive than Oak Forest

Calculate payment - Oak Forest Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $504

More taxes

Monthly Difference

$42.00

Less take-home

Effective Rate Diff

0.3%

Rate difference

Oak Forest, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Oak Forest, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.