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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $631/month moving to Pittsburgh, PA

$150.0K in your current city equals $142.4K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
8.4%
Less expensive
Monthly Impact
$631
Savings
Annual Impact
$7.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oak Forest, IL

Population:26K
Cost Index:
100
100 = national average
Median Home:$278K

Pittsburgh, PA

Population:303K
Cost Index:
92
(8% below avg)

Oak Forest, IL

The Prairie State

26K
Population
State Tax
Yes

Located in Illinois, this city has a population of 26K residents.

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Oak Forest, IL vs Pittsburgh, PA

Housing
21.4%
Oak Forest, IL
$2,481
Pittsburgh, PA
$1,949
Difference
$532
less
Transportation
19.5%
Oak Forest, IL
$1,510
Pittsburgh, PA
$1,216
Difference
$295
less
All Utilities
23.2%
Oak Forest, IL
$492
Pittsburgh, PA
$607
Difference
$114
more
Healthcare
6.6%
Oak Forest, IL
$564
Pittsburgh, PA
$527
Difference
$37.31
less
Other
1.7%
Oak Forest, IL
$1,580
Pittsburgh, PA
$1,607
Difference
$26.91
more
Groceries
1.4%
Oak Forest, IL
$976
Pittsburgh, PA
$989
Difference
$13.40
more

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Oak Forest, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,024
To$750
$274
1 Bed
From$1,093
To$850
$243
2 Bed
From$1,230
To$1,050
$180
3 Bed
From$1,582
To$1,400
$182
Oak Forest, ILZIP-level data

1BR range: $1,430$1,430/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,604
Monthly in Oak Forest, IL
$6,894
Monthly in Pittsburgh, PA
$709
Difference

Home Values

Oak Forest
Pittsburgh
$278K
Median Value
-
↑ +3%
YoY Change
-
↑ +33.1%
5-Year Change
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$2.8K
Per year
Monthly Difference
$235
More take-home
Effective Rate Diff
1.9%
Rate difference

Oak Forest, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Oak Forest, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oak Forest
Pittsburgh
54 Moderate
Air Quality
52 Moderate
35.8%
Good Air Days
47.8%
100 Very High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌪💨
+3.2°F
2050 Outlook
+3.0°F
18 days
Heat Days >95°F
12 days
+3.2°F
2050 Outlook
+3.0°F
18 days
Heat Days >95°F
12 days

What to Consider When Moving from Oak Forest, IL to Pittsburgh, PA

Relocating from Oak Forest, IL to Pittsburgh, PA involves more than just comparing rent prices. While the overall cost of living is about 8% lower in Pittsburgh, PA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Pittsburgh, PA is 21% cheaper than in Oak Forest, IL. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Pittsburgh, PA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Pittsburgh, PA to match your current standard of living in Oak Forest, IL.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Pittsburgh, PA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Oak Forest, IL vs Pittsburgh, PA

Is Pittsburgh, PA cheaper than Oak Forest, IL?

Yes, Pittsburgh, PA is about 8.4% cheaper than Oak Forest, IL. You could save approximately $631/month on a $150,000 salary. Housing costs are 21% lower in Pittsburgh, PA.

What salary do I need in Pittsburgh, PA to match my lifestyle in Oak Forest, IL?

If you currently earn $150,000 in Oak Forest, IL, you would need approximately $142,425 in Pittsburgh, PA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Oak Forest, IL and Pittsburgh, PA?

A two-bedroom apartment averages $1,230/month in Oak Forest, IL compared to $1,050/month in Pittsburgh, PA. One-bedroom apartments are $1,093/month in Oak Forest, IL vs $850/month in Pittsburgh, PA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Oak Forest, IL or Pittsburgh, PA?

Groceries are about 1% more expensive in Pittsburgh, PA than in Oak Forest, IL, which adds roughly $13.40/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Oak Forest, IL to Pittsburgh, PA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Illinois and Pennsylvania on TaxTakeHome.com

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